Madison County and Oneida City property record for 522 Stone St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,284 sqft · built 1900 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,000 (Sep 2008) |
| Tax Bill | $3,656 (2026) |
| Deeds & Mortgages | Oct 2019 Loan Modification Feb 2018 Mortgage + 1 more |
| APN | 251201 38.30-1-12.2 |
| Primary APN | 251201 38.30-1-12.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 516 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 145 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 522 STONE ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WAS PT OF 38.30-1-12 |
| Legal Block | 1 |
| Legal Lot Number | 12.002 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30103 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 522 STONE ST, ONEIDA, NY 13421-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2019 | Loan Modification, Mortgage · Conventional with PMI LSF9 MASTER PARTICIPATION (CT) |
| Feb 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF ONEIDA |
| Jan 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2008 · Amount on Record |
| Deed Sale | Sep 18, 2008 · Amount on Record |
| Deed Book / Page | 1453 / 227 |
| Prior Transfer Date | Jul 22, 2002 |
| Prior Transfer Doc | 1235000089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 522 STONE ST, ONEIDA, NY 13421-1936 |
| Document Number | 0000001361 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 522 STONE ST ONEIDA NY 134211936, ONEIDA, NY 13421-1936 |
| Document Number | 0000001361 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 1361 |
| Name | LSF9 MASTER PARTICIPATION (CT) |
|---|---|
| Address | 13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Mar 17, 2058 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 522 STONE ST, ONEIDA, NY 13421-1936 |
| Document Number | 0000002906 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 522 STONE ST ONEIDA NY 134211936, ONEIDA, NY 13421-1936 |
| Document Number | 0000002906 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 2906 |
| Name | CITY OF ONEIDA |
|---|---|
| Address | 109 N MAIN ST, ONEIDA, NY 13421-1627 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jan 31, 2017 |
| Property Address | 522 STONE ST, ONEIDA, NY 13421-1936 |
| Document Number | 0000000518 |
| Instrument Date | Mar 6, 2014 |
| Instrument | 518 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 STONE ST ONEIDA NY 134211936, ONEIDA, NY 13421-1936 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,656.00 (-1.48%) | ||
| 2025 | $3,711.00 (+215.03%) | $74,600 (-) Land $10,100 Building $64,500 | $105,070 (+7.04%) Land $14,225 Building $90,845 |
| 2023 | $74,600 (-) Land $10,100 Building $64,500 | $98,158 (+9.21%) Land $13,289 Building $84,869 | |
| 2022 | $1,178.00 Homeowner's exemption | $74,600 Land $10,100 Building $64,500 | $89,880 Land $12,169 Building $77,711 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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