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522 Spruce St, Bristol, TN 37620 Property Records

Sullivan County property record for 522 Spruce St, Bristol, TN 37620

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,756 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$35,000 (Nov 2008)
Tax Bill$1,292 (2022)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN082021G A 01700

Property Details

APN / Parcel Number

Primary APN082021G A 01700
Alternative APN
  • 021G A 01700

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,756 sqft Living Area
1st Floor Area1,699 sqft
Upper Floors Area1,057 sqft
Basement Area496 sqft
Unfinished Basement496 sqft
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1981
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions143 ft deep x 53 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area324 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address522 SPRUCE ST
CityBRISTOL
StateTN
Zip37620-3927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 17, COUNTY AREA: A30
Legal SubdivisionFAIRMOUNT LAND CO
Legal Block51
Legal Lot Number1
JurisdictionSULLIVAN TN
Township / Civil Division2
Census Block Group2
Census Block2022
Census Tract42802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fairmount Neighborhood Historic District
listed 2010 · 407 contributing resources · NRIS 10000510

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

522 Spruce St is owned and occupied by two individuals who acquired it in October 2025.

Source: Sullivan County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Mailing Address522 SPRUCE ST, BRISTOL, TN 37620-3927
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2008 · Amount on File
Deed SaleNov 24, 2008 · Amount on File
Prior SaleNov 24, 2008 · Amount on File
Deed Book / Page749 / 617
Last Transfer DateOct 24, 2025
Transfer Doc0036742272
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSULLIVAN TN
Recording DateNov 5, 2025
Property Address522 SPRUCE ST, BRISTOL, TN 37620-3927
Document Number0036742272
Book / Page3674 / 2272
Instrument DateOct 24, 2025
Instrument25020939
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanySAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address522 SPRUCE ST, BRISTOL, TN 37620-3927

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 SPRUCE ST, BRISTOL, TN 37620-3927

Mortgage

Document Number0025020940
DateNov 5, 2025
Instrument25020940
Lender
NameFILO MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBristol City
CountySullivan County
Unified School DistrictBristol City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$56,650 (+92.52%) Land $3,050 Building $53,600$226,600 Land $12,200 Building $214,400
2024$29,425 (-) Land $1,175 Building $28,250
2023$29,425 (-) Land $1,175 Building $28,250
2022$1,292.00$29,425 Land $1,175 Building $28,250
2021$117,700 Land $4,700 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL DEPT OF UTILITIES
serves 37,648 people · EPA ID TN0000073
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bristol Tennessee Essential Services
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35

May also be available: T-Mobile, Verizon.

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