Garrett County property record for 522 Spring Glade Rd, Oakland, MD 21550
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 910 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $81,000 (May 2022) |
| Tax Bill | $835 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001258 |
| Primary APN | 07-001258 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 910 sqft Total Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 266 sqft |
| Total Buildings | 2 Buildings |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 001258 |
|---|---|
| Street Address | 522 SPRING GLADE RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-4200 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2.00 AC W/S SPRING GLADE RD SPRING GLADE |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 601 |
522 Spring Glade Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2022.
Source: Garrett County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 SPRING GLADE RD, OAKLAND, MD 21550-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Deed, Transfer · Conventional Mortgage WEPCO FCU |
| Sep 1, 2019 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2022 · Amount on File |
| Deed Sale | May 6, 2022 · Amount on File |
| Prior Sale | Sep 15, 2008 · Amount on File |
| Deed Book / Page | 2414 / 153 |
| Prior Transfer Date | Mar 10, 2019 |
| Prior Transfer Doc | 0021540165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | May 6, 2022 |
| Property Address | 522 SPRING GLADE RD, OAKLAND, MD 21550-4200 |
| Document Number | 0024140153 |
| Book / Page | 2414 / 153 |
| Instrument Date | May 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 SPRING GLADE RD, OAKLAND, MD 21550-4200 |
| Document Number | 0024140159 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2414-0159 |
| Name | WEPCO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 522 SPRING GLADE RD, OAKLAND, MD 21550-4200 |
| Document Number | 0021540153 |
| Instrument Date | Sep 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 522 SPRING GLADE RD OAKLAND MD 215504200, OAKLAND, MD 21550-4200 |
| Document Number | 0021540153 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 002154/000153 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate | 4% |
|---|
The 2026 property tax bill for 522 Spring Glade Rd was $835, down 6.2% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $835.00 (-6.18%) | $72,400 (-4.74%) Land $35,500 Building $36,900 | $72,400 (-4.74%) Land $35,500 Building $36,900 |
| 2025 | $890.00 | $76,000 Land $42,000 Building $34,000 | $76,000 Land $42,000 Building $34,000 |
| 2023 | $774.00 | $63,733 | $76,000 Land $42,000 Building $34,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Spring Glade Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 522 Spring Glade Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: Mountain Communications.
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