522 Smith St, Denton, TX 76205 Property Records

Denton County property record for 522 Smith St, Denton, TX 76205

Property Summary

Property TypeCommercial
Details330 sqft · built 1990
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Tax Bill$1,797 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR28543 399271

Property Details

APN / Parcel Number

Primary APNR28543 399271
Alternative APNs
  • SD0106A-000001-0000-0003-0000
  • SD0106A-000001-0000-0003
  • R28543
  • 842384

Interior

Stories1 Story
Building Area330 sqft Gross Area
1st Floor Area330 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2016
Lot Area11,250 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Street Address522 SMITH ST
CityDENTON
StateTX
Zip76205-7265
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionFRY E J BLK 1 LOT 3(NW PT) 3.1/234 // AB623
Legal SubdivisionFRY E J
Legal Block1
Legal Lot Number3
JurisdictionDENTON TX
Township / Civil DivisionDENTON
Census Block Group2
Census Block2015
Census Tract21202

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3916 E MCKINNEY ST, DENTON, TX 76208-4704
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2025
Deed SaleJan 14, 2025
Prior SaleJun 21, 2013
Deed Document Number20253913
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address522 SMITH ST, DENTON, TX 76205-7265
Document Number0000028509
Instrument DateJan 28, 2017
Transaction TypeMortgage
Record UpdatedMar 21, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3939 TEASLEY LN #95 DENTON TX 762108435, 95, DENTON, TX 76210-8435

Mortgage

Document Number0000028509
DateMar 10, 2017
Instrument28509
Lender
NameFINANCE RESERVE CAPITAL LLC
AddressFLOWER MOUND, TX 75028
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityDenton City
Unified School DistrictDenton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,233 (+0.93%) Land $67,500 Building $23,733$91,233 (+0.93%) Land $67,500 Building $23,733
2025$1,797.00 (+17.53%)$90,392 (+36.87%) Land $67,500 Building $22,892$90,392 (+36.87%) Land $67,500 Building $22,892
2024$1,529.00 (+20.97%)
2023$66,041 Land $45,000 Building $21,041$66,041 Land $45,000 Building $21,041
2022$1,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1982–2012)
Claims Outside the SFHA4 of 5
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENTON
serves 150,037 people · EPA ID TX0610002
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: ElektraFi, Nextlink, Optimum, Pavlov Media.

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