Polk County property record for 522 Short Ln, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,940 sqft · built 2022 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Company Name on File |
| Last Sale | $312,000 (Dec 2022) |
| Tax Bill | $5,180 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-25-590016-000500 |
| Primary APN | 26-28-25-590016-000500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| Gross Area | 2,360 sqft |
| 1st Floor Area | 1,940 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 30 sqft |
| Street Address | 522 SHORT LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-7107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INMAN GROVES PHASE 1 PB 188 PGS 18-21 LOT 50 |
| Legal Subdivision | INMAN GROVES PHASE 1 |
| Legal Block | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 12802 |
522 Short Ln is owned by a company that bought it in December 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4624 DUCKHORN DR, SACRAMENTO, CA 95834-2591 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BPL MORTGAGE TRUST LLC |
| Dec 1, 2022 | Special Warranty Deed, Transfer LENNAR TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on File |
| Deed Sale | Dec 1, 2022 · Amount on File |
| Deed Document Number | 2022311361 |
| Deed Book / Page | 12502 / 504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 522 SHORT LN, WINTER HAVEN, FL 33881-7107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4624 DUCKHORN DR, SACRAMENTO, CA 95834-2591 |
| Investor | Possibly a Property Investor |
| Document Number | 0000102059 |
|---|---|
| Date | May 3, 2023 |
| Book Page | 12675/972 |
| Instrument | 2023102059 |
| Name | BPL MORTGAGE TRUST LLC |
|---|---|
| Address | VILLA PARK, IL 60181 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 1, 2022 |
| Property Address | 522 SHORT LN, WINTER HAVEN, FL 33881-7107 |
| Document Number | 0000311361 |
| Book / Page | 12502 / 504 |
| Map Reference | MB 188 PG 18 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022311361 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,184.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 4624 DUCKHORN DR, SACRAMENTO, CA 95834-2591 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 522 Short Ln was $5,180, up 6.8% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,005 (-7.47%) Land $52,000 Building $200,005 | $252,005 (-7.47%) Land $52,000 Building $200,005 | |
| 2025 | $5,180.00 (+6.8%) | $272,342 Land $66,000 Building $206,342 | $272,342 Land $66,000 Building $206,342 |
| 2024 | $4,850.00 (-11.79%) | ||
| 2023 | $5,498.00 (+424.12%) | $285,528 (+428.76%) Land $64,000 Building $221,528 | $285,528 (+428.76%) Land $64,000 Building $221,528 |
| 2022 | $1,049.00 | $54,000 Land $54,000 | $54,000 Land $54,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 522 Short Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Short Ln is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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