Madison County and Oneida City property record for 522 Seneca St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,793 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Sep 2006) |
| Tax Bill | $6,328 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2018 Loan Modification |
| APN | 251201 38.39-2-53 |
| Primary APN | 251201 38.39-2-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Upper Floors Area | 727 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 162 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 522 SENECA ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 53.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 522 SENECA ST, ONEIDA, NY 13421-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING |
| Apr 25, 2018 | Loan Modification, Mortgage · Conventional with PMI US BK NA SERIES 2006-A7 (CE) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2006 · Amount on Record |
| Deed Sale | Sep 18, 2006 · Amount on Record |
| Deed Book / Page | 1385 / 88 |
| Prior Transfer Date | May 17, 2006 |
| Prior Transfer Doc | 0013770316 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 522 SENECA ST, ONEIDA, NY 13421-2315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 550 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-4550 |
| Name | AMERICAN FINANCING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 522 SENECA ST, ONEIDA, NY 13421-2315 |
| Document Number | 0000001530 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 522 SENECA ST ONEIDA NY 134212315, ONEIDA, NY 13421-2315 |
| Document Number | 0000001530 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 1530 |
| Name | US BK NA SERIES 2006-A7 (CE) |
|---|---|
| Address | O'FALLON, MO 63368-2240 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 8, 2039 |
| Rate | 4% |
|---|
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,328.00 (+159.98%) | $127,200 (+1.76%) Land $11,300 Building $115,900 | $179,155 (+8.93%) Land $15,915 Building $163,240 |
| 2023 | $125,000 (-) Land $11,300 Building $113,700 | $164,474 (+9.21%) Land $14,868 Building $149,606 | |
| 2022 | $2,434.00 Homeowner's exemption | $125,000 Land $11,300 Building $113,700 | $150,602 Land $13,614 Building $136,988 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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