522 SE Edgewood Dr, Stuart, FL 34996 Property Records

Martin County property record for 522 SE Edgewood Dr, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,138 sqft · built 1968
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jun 2022)
Tax Bill	$7,166 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-014-000-0019.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-014-000-0019.0-2-0000`
Alternative APNs	`03-38-41-014-000-00190-2` `20464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
1st Floor Area	1,138 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20464
Street Address	522 SE EDGEWOOD DR
City	STUART
State	FL
Zip	34996-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST LUCIE PARK SEC 2 LOT 19 & PART OF LAKE ADJ SW COR OR 250/66
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE PARK
Legal Block	1
Legal Lot Number	19
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	902

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 SE EDGEWOOD DR, STUART, FL 34996-4714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Nov 28, 2017	Deed of Trust, Mortgage · VA Mortgage SUNTRUST MORTGAGE INC
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jul 1, 2019 · Amount on Record
Deed Document Number	20222968627
Deed Book / Page	3322 / 2030
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	0019782362
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 30, 2022
Property Address	522 SE EDGEWOOD DR, STUART, FL 34996-4714
Document Number	0033222030
Book / Page	3322 / 2030
Map Reference	MB 3 PG 125
Instrument Date	Jun 30, 2022
Instrument	2968627
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 YAWL DR, 16, COCOA BEACH, FL 32931-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 CHESTNUT TREE DR, ANNAPOLIS, MD 21409-5115

Mortgage

Document Number	0033222032
Date	Jun 30, 2022
Instrument	3322/2032

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	522 SE EDGEWOOD DR, STUART, FL 34996-4714
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029611176
Date	Nov 28, 2017
Book Page	02961/1176
Instrument	2666361

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 1, 2019
Property Address	522 SE EDGEWOOD DR, STUART, FL 34996-4714
Document Number	0030682055
Book / Page	3068 / 2055
Map Reference	MB 3 PG 125
Instrument Date	Jul 1, 2019
Instrument	2762862
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 NELSON PL, 3520, TITUSVILLE, FL 32780-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	522 SE EDGEWOOD DR, STUART, FL 34996-4714

Mortgage

Document Number	0030682057
Date	Jul 1, 2019
Instrument	3068/2057

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,166.00 (-0.9%) Homeowner's exemption	$445,346 (+5.99%)	$472,170 (+12.37%) Land $210,000 Building $262,170
2024	$7,231.00 (+2.35%)
2023	$7,065.00 (+83.65%) Additional exemption filed	$420,190 (+71.79%) Land $200,000 Building $220,190	$420,190 (+27.67%) Land $200,000 Building $220,190
2022	$3,847.00 Homeowner's exemption	$244,602	$329,120 Land $215,250 Building $113,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

Nearby Properties on SE Edgewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures