522 SE 36th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 522 SE 36th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1998
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2025)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-24-37-35-0010-00230-0120`

Property Details

APN / Parcel Number

Primary APN	`1-24-37-35-0010-00230-0120`
Alternative APN	`R12437350010002300120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,384 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	522 SE 36TH TER
City	OKEECHOBEE
State	FL
Zip	34974-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 12 BLOCK 23
Legal Range	35E
Legal Township	37S
Legal Section	24
Legal Subdivision	CONNERS GABLES
Legal Block	23
Legal Lot Number	12
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2015
Census Tract	910402

Owner

Source: Okeechobee County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 SE 36TH TER, OKEECHOBEE, FL 34974-3737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	202513944
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 9, 2025
Property Address	522 SE 36TH TER, OKEECHOBEE, FL 34974-3737
Document Number	0000013944
Map Reference	MB 3 PG 15
Instrument Date	Dec 5, 2025
Instrument	2025013944
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 SE 36TH TER, OKEECHOBEE, FL 34974-3737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SE 36TH TER, OKEECHOBEE, FL 34974-3737

Mortgage

Document Number	0000013945
Date	Dec 9, 2025
Instrument	2025013945

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00 (+8%) Homeowner's exemption	$147,082 (+5.99%)	$230,034 (+6.75%) Land $29,025 Building $201,009
2023	$2,013.00 (+8.46%) Homeowner's exemption	$138,774 (+3%)	$215,488 (+20.81%) Land $22,575 Building $192,913
2022	$1,856.00 Homeowner's exemption	$134,732	$178,372 Land $13,868 Building $164,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20