522 School Ln, Swarthmore, PA 19081 Property Records

Delaware County property record for 522 School Ln, Swarthmore, PA 19081

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,742 sqft · built 1952
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Jul 2012)
Tax Bill	$12,671 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-00-01109-08`

Property Details

APN / Parcel Number

Primary APN	`43-00-01109-08`
Alternative APN	`43-09-214:000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,742 sqft Living Area
1st Floor Area	2,292 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4309214000
Street Address	522 SCHOOL LN
City	SWARTHMORE
State	PA
Zip	19081-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE LOT PCH 75 X 112.5
Legal Subdivision	PORTION/SWARTHMORE GARDENS INC
Legal Block	30
Jurisdiction	DELAWARE PA
Township / Civil Division	SWARTHMORE
Census Block Group	5
Census Block	5009
Census Tract	407600

Owner

522 School Ln is owned and occupied by two individuals who bought it in July 2012.

Source: Delaware County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 SCHOOL LN, SWARTHMORE, PA 19081-2420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Prior Sale	May 15, 2009 · Amount on File
Deed Document Number	201241485
Deed Book / Page	5142 / 1255
Prior Transfer Date	Nov 2, 2006
Prior Transfer Doc	0039600788
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	522 SCHOOL LN, SWARTHMORE, PA 19081-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065831859
Date	Sep 1, 2020
Book Page	6583/1859
Instrument	2020049064

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 522 School Ln was $12,671 with a homeowner's exemption.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
Municipality	Swarthmore Borough
Unified School District	Wallingford-Swarthmore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,671.00 Homeowner's exemption	$324,580 (-) Land $115,080 Building $209,500	$324,580 (-) Land $115,080 Building $209,500
2025		$324,580 (-) Land $115,080 Building $209,500	$324,580 Land $115,080 Building $209,500
2024	$11,696.00 (-35.13%)	$324,580 Land $115,080 Building $209,500
2023	$18,030.00 Homeowner's exemption
2021			$324,580 (-)
2020			$324,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 School Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1989–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 School Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20