522 Sansoni St, Los Banos, CA 93635 Property Records

Merced County property record for 522 Sansoni St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,548 sqft · built 2021
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jun 2025)
Tax Bill	$6,703 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`431-310-085-000`

Property Details

APN / Parcel Number

Primary APN	`431-310-085-000`
Alternative APN	`431-310-085`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	431-310-085
Street Address	522 SANSONI ST
City	LOS BANOS
State	CA
Zip	93635-8326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 181 TRACT# 2016-02 EAST CENTER PHASE 2B
Legal Subdivision	2016-02 EAST CENTER PH 2B
Legal Tract	2016
Legal Lot Number	181
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2003
Census Tract	2301

Owner

522 Sansoni St is owned and occupied by an individual who bought it in June 2025.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	522 SANSONI ST, LOS BANOS, CA 93635-8326
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SYNERGY ONE LENDING
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 24, 2022	Intrafamily Transfer, Transfer
Oct 18, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Dec 29, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202517563
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	0000020050
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Recording Date	Jul 21, 2026
Property Address	522 SANSONI ST, LOS BANOS, CA 93635-8326
Document Number	0000019526
Instrument Date	Jul 15, 2026
Instrument	202619526
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SANSONI ST, LOS BANOS, CA 93635-8326

Mortgage

Document Number	0000019526,
Date	Jul 21, 2026
Instrument	202619526

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	522 SANSONI ST, LOS BANOS, CA 93635-8326
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SANSONI ST, LOS BANOS, CA 93635-8326

Mortgage

Document Number	0000001139
Date	Jan 16, 2026
Instrument	2026001139

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	522 SANSONI ST, LOS BANOS, CA 93635-8326
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E SANTA CLARA ST, SAN JOSE, CA 95116-2346

Mortgage

Document Number	0000030437
Date	Dec 4, 2023
Instrument	2023030437

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 24, 2022
Property Address	522 SANSONI ST, LOS BANOS, CA 93635-8326
Document Number	0000020050
Map Reference	VOL 82 PG 25-29
Instrument Date	Apr 5, 2022
Instrument	2022020050
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	522 SANSONI ST, LOS BANOS, CA 93635-8326

October 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 18, 2021
Property Address	522 SANSONI ST, LOS BANOS, CA 93635-8326
Document Number	0000046508
Map Reference	VOL 82 PG 25-29
Instrument Date	Oct 6, 2021
Instrument	2021046508
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 E SANTA CLARA ST, SAN JOSE, CA 95116-2382

Mortgage

Document Number	0000046509
Date	Oct 18, 2021
Instrument	2021046509

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 29, 2020
Property Address	522 SANSONI ST, LOS BANOS, CA 93635-8326
Document Number	0000050201
Instrument Date	Nov 16, 2020
Instrument	50201
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO/CA

Transaction

Amount	Amount on Record
Tax	$8,833.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 W MURRAY AVE VISALIA CA 932914970, VISALIA, CA 93291-4970
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 522 Sansoni St was $6,703, down 0.6% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,800 (+10.2%) Land $142,800 Building $459,000
2025	$6,703.00 (-0.61%)	$546,095 Land $116,732 Building $429,363
2024	$6,744.00 (+5.89%)
2023	$6,369.00 (+1.94%)	$524,892 Land $112,200 Building $412,692
2022	$6,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 522 Sansoni St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Sansoni St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sansoni St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures