522 Sand Flat Rd, Oakland, MD 21550 Property Records

Garrett County property record for 522 Sand Flat Rd, Oakland, MD 21550 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1925
Square Footage1,424 sqft Total Area
Lot Size44,867 sqft (1.03 acres)
Last Sale$55,000 (2020)
Tax Bill$1,083.00 (2026)

Property Details

APN / Parcel Number

Primary APN10-015480
Alternative APN
  • 015480

Interior

Full Baths1 Baths
Building Area1,424 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area44,867 sqft (1.03 acres)
Porch Area182 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number015480
Street Address522 SAND FLAT RD
CityOAKLAND
StateMD
Zip21550-6902
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.03 AC (P A) E/S SAND FLAT RD DEER PARK
Legal SubdivisionMINOR SUBDIVISION
JurisdictionGARRETT MD
Minor Civil Division10, DEER PARK
Census Blockgroup3
Census Block3020
Census Tract400

Owner

Source: Garrett County records · APN 10-015480

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address808 SAND FLAT RD, OAKLAND, MD 21550-7336
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2020 · Amount on Record
Deed SaleMay 27, 2020 · Amount on Record
Deed Book / Page2207 / 152
Record RefreshedSep 20, 2026

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,083.00 (+23.77%)$94,700 (+30.8%) Land $27,700 Building $67,000$94,700 (+30.8%) Land $27,700 Building $67,000
2023$875.00$72,400 Land $21,000 Building $51,400$72,400 Land $21,000 Building $51,400

Flood & Wildfire

522 Sand Flat Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Garrett County (24023C), updated February 1, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sand Flat Rd

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