522 S Smith Blvd, Aurora, IL 60505 Property Records

Kane County property record for 522 S Smith Blvd, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,187 sqft · built 1914
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$169,500 (Jan 2023)
Tax Bill	$3,508 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26-330-004`

Property Details

APN / Parcel Number

Primary APN	`15-26-330-004`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area
Gross Area	2,552 sqft
Basement Area	854 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	522 S SMITH BLVD
City	AURORA
State	IL
Zip	60505-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POND SUB BLK 2 & PT BLK 5 : IDLEWILD ADD PT LOT 15 & : ALL LOT 16 BLK 2
Legal Subdivision	POND SUB
Legal Block	2,5
Legal Lot Number	15,16
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2002
Census Tract	854302

Owner

Source: Kane County records · APN 15-26-330-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 S SMITH BLVD, AURORA, IL 60505-4928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Nov 02, 2011 · Amount on Record
Deed Document Number	20231013
Prior Transfer Date	Jul 19, 2011
Prior Transfer Doc	0000043998
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 11, 2023
Property Address	522 S SMITH BLVD, AURORA, IL 60505-4928
Document Number	0000001013
Instrument Date	Dec 19, 2022
Instrument	2023K001013
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$169.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 S SMITH BLVD, AURORA, IL 60505-4928

Mortgage

Document Number	0000001014
Date	Jan 11, 2023
Instrument	2023K001014

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.02%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,508.00 (+15.47%)	$61,721 (+9.39%) Land $9,814 Building $51,907	$185,237 (+9.39%) Land $29,454 Building $155,783
2024		$56,423 (+22.67%) Land $8,972 Building $47,451	$169,337 (+22.72%) Land $26,927 Building $142,410
2022	$3,038.00 (+2.22%) Homeowner's exemption	$45,997 (+7.41%) Land $7,314 Building $38,683	$137,991 (+7.41%) Land $21,942 Building $116,049
2021	$2,972.00 Homeowner's exemption	$42,823 Land $6,809 Building $36,014	$128,469 Land $20,427 Building $108,042

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898543022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	19 (1983–2021)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 220 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AURORA serves 183,000 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.