522 S Morris St, Gainesville, TX 76240 Property Records

Cooke County property record for 522 S Morris St, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,620 sqft · built 1911
Lot Size0.186 acres (8,111 sqft)
OwnerIndividual Name on Record
Tax Bill$2,460 (2026)
Flood ZoneZone X (minimal risk)
APN2705-002-00010

Property Details

APN / Parcel Number

Primary APN2705-002-00010
Alternative APN
  • 1648

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,620 sqft Living Area
Gross Area2,485 sqft
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,111 sqft (0.186 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Account Number2705-002-00010
Street Address522 S MORRIS ST
CityGAINESVILLE
StateTX
Zip76240-5406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROBERTSON ADDN #1; BLOCK 2; LOT 9 & 10 S PT
Legal SubdivisionROBERTSON ADDN #1
Legal Block2
Legal Lot Number9,10
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group4
Census Block4029
Census Tract1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 S MORRIS ST, GAINESVILLE, TX 76240-5406
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,460.00 (+263.91%) Homeowner's exemption Senior Citizen's exemption$117,580 (+1%)$149,132 (-) Land $33,012 Building $116,120
2025$676.00 (+0.6%) Homeowner's exemption Senior Citizen's exemption$106,891 (+21%) Land $33,012 Building $116,120$149,132 (+17.94%) Land $33,012 Building $116,120
2024$672.00 (-24.15%)
2023$88,340 Land $30,011 Building $96,434$126,445 Land $30,011 Building $96,434
2022$886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims13 (1989–2009)
Claims Outside the SFHA2 of 13
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 9 claims
  • Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.6% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8, T-Mobile.

Nearby Properties on S Morris St

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