Saginaw County property record for 522 S Front St, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,888 sqft · built 1900 |
| Lot Size | 0.307 acres (13,373 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Aug 2023) |
| Tax Bill | $5,811 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-16-0101-000 |
| Primary APN | 13-09-3-16-0101-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,373 sqft (0.307 acres) |
| Lot Dimensions | 152 ft deep x 88 ft wide |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 522 S FRONT ST |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 1 & N.22.5 FT.OF LOT 2. BLK.2. ORIGINAL PLAT.VILLAGE OF CHES.,ALSO E.20 FT.OF LOT 9.BLK.1.CHAPMANS ADD USED AS ONE |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 16 |
| Legal Subdivision | VILLAGE OF CHESANING |
| Legal Block | 2 |
| Legal Lot Number | 1,1 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 12700 |
522 S Front St is owned by an individual who bought it in August 2023.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1200 RINN ST, BURTON, MI 48509-2372 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Apr 28, 2014 · Amount on File |
| Deed Document Number | 202317714 |
| Prior Transfer Date | Oct 31, 2007 |
| Prior Transfer Doc | 0000021412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 7, 2023 |
| Property Address | 522 S FRONT ST, CHESANING, MI 48616-1331 |
| Document Number | 0000017714 |
| Map Reference | LB 38 PG 187 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023017714 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 S FRONT ST, CHESANING, MI 48616-1331 |
| Name | Verified Name |
|---|---|
| Address | 1200 RINN ST, BURTON, MI 48509-2372 |
| Document Number | 0000017715 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023017715 |
| Name | ICON MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 522 S Front St was $5,811.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Municipality | Chesaning Village |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,000 (+1.53%) | $186,000 (+1.53%) | |
| 2025 | $5,811.00 | $91,600 | $183,200 |
| 2023 | $65,400 (+15.55%) | $130,800 (+15.55%) | |
| 2022 | $1,917.00 (-26.24%) | $56,600 | $113,200 |
| 2021 | $2,599.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 522 S Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 S Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CHESANING serves 2,394 people · EPA ID MI0001380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: DayStarr.
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