Branch County property record for 522 Roby Beach Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,420 sqft · built 1940 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Apr 2008) |
| Tax Bill | $2,988 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 070-R60-000-002-99 |
| Primary APN | 070-R60-000-002-99 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,420 sqft Building Perimeter |
| 1st Floor Area | 2,056 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Area | 960 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 522 ROBY BEACH DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-8870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 2 & 3 ROBYS PLAT TOGET WI ALL LAND LY BET N & S LOT LINES EXT W TO LAKE ROBYS PLAT SEC 8 T6S R6W NEW FOR 2009 COMB |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Subdivision | ROBYS PLAT |
| Legal Lot Number | 2-3 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 951302 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 522 ROBY BEACH DR, COLDWATER, MI 49036-8870 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 28, 2022 | Intrafamily Transfer, Transfer |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2008 · Amount on Record |
| Deed Sale | Apr 29, 2008 · Amount on Record |
| Prior Sale | Jan 2, 2008 · Amount on Record |
| Deed Document Number | 20083368 |
| Last Transfer Date | Sep 28, 2022 |
| Transfer Doc | 0202206582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 28, 2022 |
| Property Address | 522 ROBY BEACH DR, COLDWATER, MI 49036-8870 |
| Document Number | 0202206582 |
| Map Reference | LB 3 PG 18 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022-06582 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 ROBY BEACH DR # DR2, 522, COLDWATER, MI 49036-8870 |
| Name | Verified Name |
|---|---|
| Address | 314 N FISKE RD, COLDWATER, MI 49036-9138 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 522 ROBY BEACH DR, COLDWATER, MI 49036-8870 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201905636 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 2019-05636 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 522 ROBY BEACH DR, COLDWATER, MI 49036-8870 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-07328 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-07328 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48641 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,400 (+26.81%) | $318,800 (+26.81%) | |
| 2025 | $2,988.00 (+3.53%) | $125,700 | $251,400 |
| 2024 | $2,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 927.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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