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522 River Front Cir, Naperville, IL 60540 Property Records

DuPage County property record for 522 River Front Cir, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,935 sqft · built 1985
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$547,000 (Jun 2008)
Tax Bill$10,126 (2025)
Deeds & MortgagesNov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN07-24-114-013

Property Details

APN / Parcel Number

Primary APN07-24-114-013

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,935 sqft Living Area
Gross Area2,715 sqft
1st Floor Area1,161 sqft
2nd Floor Area774 sqft
Basement Area780 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions9.1 ft deep x 3.6 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address522 RIVER FRONT CIR
CityNAPERVILLE
StateIL
Zip60540-5239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionRIVER BEND ASSMT PLAT NO 12 ALL
Legal SubdivisionRIVER BEND ASSMT PLAT
Legal Lot Number502
Legal Unit12
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2012
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address522 RIVER FRONT CIR, NAPERVILLE, IL 60540-5239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2008 · Amount on Record
Deed SaleJun 10, 2008 · Amount on Record
Prior SaleNov 8, 2006 · Amount on Record
Deed Document Number200893465
Last Transfer DateAug 17, 2018
Transfer Doc0000105963
Record UpdatedSep 20, 2026

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateNov 13, 2018
Property Address522 RIVER FRONT CIR, NAPERVILLE, IL 60540-5239
Document Number0000105963
Instrument DateAug 17, 2018
Instrument105963
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address522 RIVER FRONT CIR NAPERVILLE IL 605405239, NAPERVILLE, IL 60540-5239

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,126.00 (+11.35%)$189,681 (+24.99%) Land $68,105 Building $121,576$569,043 (+24.99%) Land $204,315 Building $364,728
2022$9,094.00 Homeowner's exemption Senior Citizen's exemption$151,760 Land $54,110 Building $97,650$455,280 Land $162,330 Building $292,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims22 (1996–2025)
Claims Outside the SFHA6 of 22
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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