522 River Ave, Providence, RI 02908 Property Records

Providence City property record for 522 River Ave, Providence, RI 02908

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,574 sqft · built 1956
Lot Size	0.233 acres (10,161 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (May 1994)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:81 L:464`

Property Details

APN / Parcel Number

Primary APN	`PROV M:81 L:464`
Alternative APNs	`P:0810464 L:0000` `37419`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	3,549 sqft
1st Floor Area	1,574 sqft
Basement Area	1,365 sqft
Unfinished Basement	865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,161 sqft (0.233 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37419
Street Address	522 RIVER AVE
City	PROVIDENCE
State	RI
Zip	02908-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	464
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2026
Census Tract	2400

Owner

522 River Ave is owned and occupied by two individuals who acquired it in December 2025.

Source: Providence City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 RIVER AVE, PROVIDENCE, RI 02908-2133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA
Feb 24, 2017	Warranty Deed, Transfer · Conventional Mortgage JIF INV CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 1994 · Amount on File
Deed Sale	May 27, 1994 · Amount on File
Deed Book / Page	2958 / 74
Last Transfer Date	Dec 23, 2025
Transfer Doc	014624-126
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jan 7, 2026
Property Address	522 RIVER AVE, PROVIDENCE, RI 02908-2133
Document Number	014624-126
Book / Page	14624 / 126
Instrument Date	Dec 23, 2025
Instrument	2026407728
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 RIVER AVE, PROVIDENCE, RI 02908-2133

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	522 RIVER AVE, PROVIDENCE, RI 02908-2133
Document Number	12152-15
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 RIVER AVE PROVIDENCE RI 029082133, PROVIDENCE, RI 02908-2133

Mortgage

Document Number	12152-15
Date	Sep 10, 2018
Book Page	012152/000015
Instrument	209174

Lender

Name	SANTANDER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Feb 24, 2017
Property Address	522 RIVER AVE, PROVIDENCE, RI 02908-2133
Document Number	11649-289
Book / Page	011649 / 000289
Instrument Date	Feb 22, 2017
Instrument	165451
Transaction Type	Transfer
Record Updated	Mar 23, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 KNIGHT ST CENTRAL FALLS RI 028632621, CENTRAL FALLS, RI 02863-2621

Mortgage

Document Number	11649-291
Date	Feb 24, 2017
Book Page	011649/000291
Instrument	165452

Lender

Name	JIF INV CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 522 River Ave was $3,591.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00	$427,500 Land $172,300 Building $255,200	$441,373
2023	$6,094.00 (+3.1%)	$332,100 (-) Land $112,000 Building $220,100
2022	$5,911.00	$332,100 Land $112,000 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 River Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 River Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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