522 Ridge Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 522 Ridge Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,580 sqft · built 1966
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Sep 2019)
Tax Bill	$6,163 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-671-00517559`

Property Details

APN / Parcel Number

Primary APN	`02-671-00517559`
Alternative APNs	`2-671-00517559` `67100517559`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	1,270 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	646 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	120 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	67100517559
Street Address	522 RIDGE RD
City	ANNAPOLIS
State	MD
Zip	21401-6717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 63 PL 3 ROLLING KNOLLS
Legal Subdivision	ROLLING KNOLLS
Legal Block	1
Legal Lot Number	63
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	702402

Owner

522 Ridge Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 RIDGE RD, ANNAPOLIS, MD 21401-6717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 27, 2019	Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Mar 15, 2018	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Prior Sale	Mar 15, 2018 · Amount on File
Deed Book / Page	33630 / 424
Transfer Doc	0159190234
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	522 RIDGE RD, ANNAPOLIS, MD 21401-6717
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400590013
Date	Nov 15, 2023
Book Page	40059/13

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jan 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	522 RIDGE RD, ANNAPOLIS, MD 21401-6717
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0364520277
Date	Mar 31, 2021
Book Page	36452/277

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 27, 2019
Property Address	522 RIDGE RD, ANNAPOLIS, MD 21401-6717
Document Number	0336300424
Book / Page	33630 / 424
Map Reference	MB 38 PG 2
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 RIDGE RD, ANNAPOLIS, MD 21401-6717

Mortgage

Document Number	0033630432
Date	Sep 27, 2019
Instrument	33630/432

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 15, 2018
Property Address	522 RIDGE RD, ANNAPOLIS, MD 21401-6717
Document Number	0319270059
Book / Page	31927 / 059
Map Reference	MB38 PG2
Instrument Date	Mar 9, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$7,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 RIDGE RD, ANNAPOLIS, MD 21401-6717

Mortgage

Document Number	0003192765
Date	Mar 15, 2018
Instrument	31927/65

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 522 Ridge Rd was $6,163 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,100 (+5.27%) Land $225,200 Building $355,900	$581,100 (-) Land $225,200 Building $355,900
2025	$6,163.00 (+2.04%) Homeowner's exemption	$552,033	$581,100 Land $225,200 Building $355,900
2024	$6,040.00 (+12%)
2023	$5,393.00 Homeowner's exemption	$493,900 Land $225,200 Building $268,700	$493,900 Land $225,200 Building $268,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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