Kane County property record for 522 Red Sky Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,560 sqft · built 2003 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Mar 2003) |
| Tax Bill | $10,299 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-32-152-028 |
| Primary APN | 09-32-152-028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| Basement Area | 1,071 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 522 RED SKY DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 221, HARVEST HILLS UNIT 3 |
| Legal Subdivision | HARVEST HILLS |
| Legal Block | 1 |
| Legal Lot Number | 221 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 852204 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 RED SKY DR, SAINT CHARLES, IL 60175-6558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 5, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| May 21, 2020 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2003 · Amount on Record |
| Deed Sale | Mar 31, 2003 · Amount on Record |
| Deed Document Number | 200352242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 522 RED SKY DR, ST CHARLES, IL 60175-6558 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 522 RED SKY DR, ST CHARLES, IL 60175-6558 |
| Document Number | 0000011370 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022K011370 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 2, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 522 RED SKY DR, ST CHARLES, IL 60175-6558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000079562 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021K079562 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 522 RED SKY DR, ST CHARLES, IL 60175-6558 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025799 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021K025799 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 522 RED SKY DR, ST CHARLES, IL 60175-6558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026133 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020K026133 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.65% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,299.00 (+14.34%) Homeowner's exemption | $155,514 (+8.53%) Land $40,417 Building $115,097 | $466,729 (+8.53%) Land $121,300 Building $345,429 |
| 2024 | $143,291 (+21.88%) Land $37,240 Building $106,051 | $430,045 (+21.93%) Land $111,765 Building $318,280 | |
| 2022 | $9,007.00 (+4.13%) Homeowner's exemption | $117,563 (+4.91%) Land $35,048 Building $82,515 | $352,689 (+4.91%) Land $105,144 Building $247,545 |
| 2021 | $8,650.00 Homeowner's exemption | $112,061 Land $33,408 Building $78,653 | $336,183 Land $100,224 Building $235,959 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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