Madison County property record for 522 Ranier Dr, Richmond, KY 40475
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 42.5 acres (1,853,434 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,630,000 (Apr 2025) |
| Tax Bill | $5,233 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0043-0000-0006-E |
| Primary APN | 0043-0000-0006-E |
|---|---|
| Alternative APNs |
|
| Lot Area | 1,853,434 sqft (42.5 acres) |
|---|
| Account Number | 55138 |
|---|---|
| Street Address | 522 RANIER DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7711 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | SARA HADEN EST TRACT 8 (42.549 ACRES) |
| Legal Subdivision | BARNES MILL |
| Legal Tract | 8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10702 |
Source: Madison County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Apr 14, 2025 | Warranty Deed, Transfer · Closed-End Mortgage FIRST SOUTHERN NATIONAL BANK |
| Apr 27, 2022 | Deed, Transfer |
| Aug 27, 2019 | Survivorship Deed, Transfer · Commercial Mortgage CUMBERLAND VALLEY NATL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Prior Sale | Apr 27, 2022 · Amount on Record |
| Deed Document Number | 2014254709 |
| Deed Book / Page | D866 / 171 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2072/38 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | M2072/38 |
| Instrument | 2014044382 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Document Number | 0M2115/324 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | M2115/324 |
| Instrument | 2014066898 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M2086/777 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | M2086/777 |
| Instrument | 2014050939 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 14, 2025 |
| Property Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Document Number | 00D866/171 |
| Book / Page | D866 / 171 |
| Map Reference | MB 10 PG 77 |
| Instrument Date | Apr 4, 2025 |
| Instrument | 2014254709 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,630.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 PARK HILLS CT, RICHMOND, KY 40475-3843 |
| Name | Verified Name |
|---|---|
| Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Document Number | 2014254714 |
|---|---|
| Date | Apr 14, 2025 |
| Instrument | 2014254714 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 27, 2022 |
| Property Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Document Number | 00D822/336 |
| Book / Page | D822 / 336 |
| Map Reference | CAB 16 SL 117 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2014088941 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1287 CURTIS PIKE, RICHMOND, KY 40475-9701 |
| Name | Verified Name |
|---|---|
| Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 27, 2019 |
| Property Address | 522 RANIER DR, RICHMOND, KY 40475-7711 |
| Document Number | D00777/570 |
| Book / Page | D00777 / 570 |
| Map Reference | MB 10 PG 77 |
| Instrument Date | Aug 19, 2019 |
| Instrument | 2013997701 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 SUMMER GLENN CT, RICHMOND, KY 40475-8681 |
| Name | Verified Name |
|---|---|
| Address | 154 PLANTATION DR, RICHMOND, KY 40475-7966 |
| Document Number | 2013997702 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2013997702 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,233.00 (-2.79%) Additional exemption filed | $555,000 (-) | $555,000 (-) |
| 2023 | $5,383.00 | $555,000 | $555,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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