522 Post Oak Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 522 Post Oak Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,509 sqft · built 1991
Lot Size	0.519 acres (22,603 sqft)
Owner	2 Individual Names on File
Last Sale	$382,500 (Jun 1999)
Tax Bill	$6,897 (2024)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-969-90059353`

Property Details

APN / Parcel Number

Primary APN	`02-969-90059353`
Alternative APNs	`2-969-90059353` `96990059353`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,509 sqft Living Area
Gross Area	3,950 sqft
1st Floor Area	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,603 sqft (0.519 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	96990059353
Street Address	522 POST OAK RD
City	ANNAPOLIS
State	MD
Zip	21401-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 8 PL 2 WINDFERN FOREST
Legal Subdivision	WINDFERN FOREST
Legal Block	3
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3008
Census Tract	751600

Owner

Source: Anne Arundel County assessment roll, APN 02-969-90059353, as of August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 POST OAK RD, ANNAPOLIS, MD 21401-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 1999 · Amount on Record
Deed Sale	Jun 28, 1999 · Amount on Record
Prior Sale	Mar 23, 1992 · Amount on Record
Deed Document Number	19998833
Deed Book / Page	9272 / 647
Last Transfer Date	Jul 03, 2014
Transfer Doc	0277240256
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	522 POST OAK RD, ANNAPOLIS, MD 21401-7140
Document Number	0348890335
Instrument Date	May 07, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	522 POST OAK RD ANNAPOLIS MD 214017140, ANNAPOLIS, MD 21401-7140

Mortgage

Document Number	0348890335
Date	Jul 14, 2020
Book Page	034889/000335

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll as of August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$756,300 (+17.6%)	$812,900 (+26.4%) Land $211,600 Building $601,300
2024	$6,897.00 (+12.24%)
2023	$6,145.00 Homeowner's exemption	$643,100 Land $211,600 Building $431,500	$643,100 Land $211,600 Building $431,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037516003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 132 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0020004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BROAD CREEK serves 26,033 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.