522 Pollock Rd, Dayton, OH 45403 Property Records

Montgomery County property record for 522 Pollock Rd, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 884 sqft · built 1948
Lot Size	0.214 acres (9,352 sqft)
Owner	Individual Name on File
Last Sale	$82,900 (Jun 2019)
Tax Bill	$1,988 (2024)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 15408 0070`

Property Details

APN / Parcel Number

Primary APN	`R72 15408 0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	720 sqft
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	9,352 sqft (0.214 acres)
Lot Dimensions	167 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Deck Area	48 sqft
Patio Area	504 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 POLLOCK RD
City	DAYTON
State	OH
Zip	45403-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68034
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	70
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3011
Census Tract	2500

Owner

522 Pollock Rd is owned by an individual who bought it in June 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 292980, DAYTON, OH 45429-8980
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage DAY AIR CU
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage DAY AIR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Prior Sale	Oct 19, 2015 · Amount on File
Deed Document Number	2019-00029448
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	522 POLLOCK RD, DAYTON, OH 45403-3225
Document Number	0000028272
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 POLLOCK RD DAYTON OH 454033225, DAYTON, OH 45403-3225

Mortgage

Document Number	0000028272
Date	May 14, 2020
Instrument	28272

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 13, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 10, 2019
Property Address	522 POLLOCK RD, DAYTON, OH 45403-3225
Document Number	0000029448
Instrument Date	May 16, 2019
Instrument	29448
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 POLLOCK RD DAYTON OH 454033225, DAYTON, OH 45403-3225

Mortgage

Document Number	29483
Date	Jun 10, 2019
Instrument	29483

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Mortgage

Document Number	29484,
Date	Jun 10, 2019
Instrument	29484

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 9, 2029

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,540 Land $6,770 Building $27,770
2024	$1,988.00 (+2.53%)
2023	$1,939.00 (+3.75%)	$34,540 (+34.24%) Land $6,770 Building $27,770	$98,690 Land $19,340 Building $79,350
2022	$1,869.00	$25,730 Land $5,050 Building $20,680
2020			$73,520 Land $14,430 Building $59,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 Pollock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Pollock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: altafiber Network Solutions, T-Mobile.

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