522 Pine Ridge Dr, Front Royal, VA 22630 Property Records

Warren County property record for 522 Pine Ridge Dr, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 910 sqft · built 2013
Lot Size	0.813 acres (35,406 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Aug 2019)
Tax Bill	$2,036 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15E-1-1-15A`

Property Details

APN / Parcel Number

Primary APN	`15E-1-1-15A`
Alternative APN	`4398`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	2,155 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Finished Basement	783 sqft
Unfinished Basement	910 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,406 sqft (0.813 acres)
Terrain	Below Road/Slope
Porch	Slab
Porch Area	175 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	4398
Street Address	522 PINE RIDGE DR
City	FRONT ROYAL
State	VA
Zip	22630-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L15A SHEN FARMS MT LAKE SEC PT 1 COMB L 15 & 107 LR10-2424
Legal Subdivision	SHENANDOAH FARMS SAN DIST
Legal Lot Number	15,107
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	2
Census Block	2020
Census Tract	20102

Owner

Source: Warren County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 PINE RIDGE DR, FRONT ROYAL, VA 22630-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 15, 2019	Deed, Transfer · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	20194158
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	522 PINE RIDGE DR, FRONT ROYAL, VA 22630-3246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200009607
Date	Dec 28, 2020
Instrument	200009607

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate	2.87%

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Aug 15, 2019
Property Address	522 PINE RIDGE DR, FRONT ROYAL, VA 22630-3246
Document Number	190004158
Map Reference	DOC 100002424
Instrument Date	Aug 13, 2019
Instrument	190004158
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	REPUBLIC TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 PINE RIDGE DR, FRONT ROYAL, VA 22630-3246

Mortgage

Document Number	190004159
Date	Aug 15, 2019
Instrument	190004159

Lender

Name	CREDIT UNION MORTGAGE ASSOCIATION I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,036.00 (+18.86%)	$357,800 (-) Land $61,900 Building $295,900
2025	$1,713.00 (+20.38%)	$357,800 (+23.12%) Land $61,900 Building $295,900	$357,800 (+23.12%) Land $61,900 Building $295,900
2024	$1,423.00	$290,600 (-) Land $63,300 Building $227,300	$290,600 (-) Land $63,300 Building $227,300
2023		$290,600 Land $63,300 Building $227,300	$290,600 Land $63,300 Building $227,300
2022	$1,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

May also be available: Verizon.

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