522 Park Ave, Franklin, OH 45005 Property Records

Warren County property record for 522 Park Ave, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,299 sqft · built 1901
Lot Size	0.302 acres (13,125 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Feb 2015)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-04-279-001-0`

Property Details

APN / Parcel Number

Primary APN	`02-04-279-001-0`
Alternative APNs	`0204279001` `204279001` `2102391`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	1,299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,125 sqft (0.302 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Deck Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2102391
Street Address	522 PARK AVE
City	FRANKLIN
State	OH
Zip	45005-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW ADD. LOT 133
Legal Range	5
Legal Township	1
Legal Section	4
Legal Subdivision	MACKINAW ADD.
Legal Block	391
Legal Lot Number	133
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1053
Census Tract	30200

Owner

522 Park Ave is owned and occupied by an individual who bought it in February 2015.

Source: Warren County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	522 PARK AVE, FRANKLIN, OH 45005-3553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2015 · Amount on File
Deed Sale	Feb 26, 2015 · Amount on File
Prior Sale	Jun 8, 1994 · Amount on File
Deed Document Number	20155027
Prior Transfer Date	Apr 11, 2006
Prior Transfer Doc	0041620967
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	522 PARK AVE, FRANKLIN, OH 45005-3553
Document Number	0000037120
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 PARK AVE FRANKLIN OH 450053553, FRANKLIN, OH 45005-3553

Mortgage

Document Number	0000037120
Date	Sep 23, 2020
Instrument	37120

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 522 Park Ave was $3,737, up 8.5% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (+8.54%)	$63,260 Land $16,330 Building $46,930	$180,740 Land $46,650 Building $134,090
2024	$3,443.00 (+22.96%)
2023	$2,800.00 (+12.81%) Homeowner's exemption	$48,902 (-) Land $10,805 Building $38,097
2022	$2,482.00 Homeowner's exemption	$48,902 Land $10,805 Building $38,098	$139,720 (-) Land $30,870 Building $108,850
2021			$139,720 Land $30,870 Building $108,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Park Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	13 (1991–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Park Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20