Kenton County property record for 522 Normandy Ct, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1969 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,714 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042-10-00-260.00 |
| Primary APN | 042-10-00-260.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Finished Area |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 180 ft deep x 70 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0421000260.00 |
|---|---|
| Street Address | 522 NORMANDY CT |
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO HGTS SEC 5 N 70' LOT 108 |
| Legal Subdivision | MONTICELLO HEIGHTS |
| Legal Phase | 5 |
| Legal Lot Number | 108 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65200 |
Source: Kenton County records · APN 042-10-00-260.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 NORMANDY CT, FT WRIGHT, KY 41011-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 30, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Aug 29, 2000 · Amount on Record |
| Last Transfer Date | Jul 30, 2021 |
| Transfer Doc | 0005900011 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 522 NORMANDY CT, COVINGTON, KY 41011-3631 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 522 NORMANDY CT, COVINGTON, KY 41011-3631 |
| Document Number | 0005900286 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | KCM 493/525 |
| Instrument | 23092005900286 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 522 NORMANDY CT, COVINGTON, KY 41011-3631 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 522 NORMANDY CT, COVINGTON, KY 41011-3631 |
| Document Number | 0005900205 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 287/52 |
| Instrument | 21101905900205 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 30, 2021 |
| Property Address | 522 NORMANDY CT, COVINGTON, KY 41011-3631 |
| Document Number | 0005900011 |
| Book / Page | 107 / 741 |
| Map Reference | PL 863 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 21073005900011 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 922 WATERPOINTE LN, 922, ERLANGER, KY 41018-3873 |
| Name | Verified Name |
|---|---|
| Address | 522 NORMANDY CT, FT WRIGHT, KY 41011-3631 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,714.00 (+28.63%) | $273,900 (+38.33%) Land $55,000 Building $218,900 | $273,900 (+38.33%) Land $55,000 Building $218,900 |
| 2023 | $2,110.00 | $198,000 Land $45,000 Building $153,000 | $198,000 Land $45,000 Building $153,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 252 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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