522 Nirvana St, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 522 Nirvana St, Gaithersburg, MD 20878

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,855 sqft · built 2002
Lot Size	0.081 acres (3,528 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2022)
Tax Bill	$12,578 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03326697`

Property Details

APN / Parcel Number

Primary APN	`09-03326697`
Alternative APNs	`903326697` `03326697`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,855 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,035 sqft
Finished Basement	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Wood Shingle
Lot Area	3,528 sqft (0.081 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03326697
Street Address	522 NIRVANA ST
City	GAITHERSBURG
State	MD
Zip	20878-6542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MXD
Legal Description	LAKELANDS PH 2 SEC 2
Legal Subdivision	LAKELANDS
Legal Phase	2
Legal Block	KK
Legal Lot Number	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4016
Census Tract	700826

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 NIRVANA ST, GAITHERSBURG, MD 20878-6542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed, Transfer · Conventional Mortgage EAGLE BANK
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	May 6, 2008 · Amount on Record
Deed Book / Page	65194 / 487
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	0503690046
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 4, 2022
Property Address	522 NIRVANA ST, GAITHERSBURG, MD 20878-6542
Document Number	0651940487
Book / Page	65194 / 487
Map Reference	PL 21747
Instrument Date	Feb 3, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15811 SUGARLAND RD, 15811, POOLESVILLE, MD 20837-8802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 NIRVANA ST, GAITHERSBURG, MD 20878-6542

Mortgage

Document Number	0065194499
Date	Feb 4, 2022
Instrument	65194/499

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	522 NIRVANA ST, GAITHERSBURG, MD 20878-6542
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	PRUITT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 NIRVANA ST, GAITHERSBURG, MD 20878-6542

Mortgage

Document Number	0631210048
Date	May 27, 2021
Book Page	63121/48

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Feb 1, 2036

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	522 NIRVANA ST, GAITHERSBURG, MD 20878-6542
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0550760121
Date	Oct 13, 2017
Book Page	55076/121

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,055,700 (+6.9%) Land $367,800 Building $687,900	$1,055,700 (-) Land $367,800 Building $687,900
2025	$12,578.00 (+2.01%)	$987,533 (+16.02%)	$1,055,700 (+24.02%) Land $367,800 Building $687,900
2024	$12,330.00 (+20.78%)
2023		$851,200 Land $367,800 Building $483,400	$851,200 Land $367,800 Building $483,400
2022	$10,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Nirvana St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures