522 Newcastle Dr, Troy, MO 63379 Property Records

Lincoln County property record for 522 Newcastle Dr, Troy, MO 63379

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,076 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$170,500 (Jun 2019)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.177`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.177`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	522 NEWCASTLE DR
City	TROY
State	MO
Zip	63379-3986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 177 A THE VILLAS OF WINGATE ESTATES CONDOMINIUM
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	177
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1030
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	522 NEWCASTLE DR, TROY, MO 63379-3986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 19, 2017	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, SEC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	20194775
Deed Book / Page	2434 / 920
Prior Transfer Date	Sep 14, 2010
Prior Transfer Doc	0000008157
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 14, 2019
Property Address	522 NEWCASTLE DR, TROY, MO 63379-3986
Document Number	2434/0920
Book / Page	2434 / 0920
Map Reference	MB 14 PG 152
Instrument Date	Jun 7, 2019
Instrument	2019004775
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 NEWCASTLE DR, 522, TROY, MO 63379-3986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 NEWCASTLE DR, TROY, MO 63379-3986

Mortgage

Document Number	2019004776
Date	Jun 14, 2019
Instrument	2019004776

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 19, 2017
Property Address	522 NEWCASTLE DR, TROY, MO 63379-3986
Document Number	2410/0001
Book / Page	2410 / 0001
Map Reference	MB14 PG152
Instrument Date	Apr 18, 2017
Instrument	2017003433
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, SEC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 RACHEL CT, 25, TROY, MO 63379-2423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 NEWCASTLE DR, TROY, MO 63379-3986

Mortgage

Document Number	2017003434
Date	Apr 19, 2017
Instrument	2017003434

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LINCOLN MO
Recording Date	Apr 19, 2017
Property Address	522 NEWCASTLE DR, TROY, MO 63379-3986
Document Number	2409/1000
Book / Page	2409 / 1000
Map Reference	MB14 PG152
Instrument Date	Apr 18, 2017
Instrument	2017003432
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, SEC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,497 (-) Land $2,259 Building $24,238
2025	$1,664.00 (+5.99%)	$26,497 (+7.31%) Land $2,259 Building $24,238	$139,460 (+7.31%) Land $11,890 Building $127,570
2023	$1,570.00 (+5.02%)	$24,692 Land $1,917 Building $22,775	$129,960 Land $10,090 Building $119,870
2022	$1,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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