522 N Walnut St, Pontiac, IL 61764 Property Records

Livingston County property record for 522 N Walnut St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,309 sqft · built 1905
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on Record
Tax Bill	$2,417 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-15-22-288-001`

Property Details

APN / Parcel Number

Primary APN	`15-15-22-288-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Basement Area	1,309 sqft
Unfinished Basement	1,309 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	70 ft deep x 60 ft wide
Garage Area	240 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	522 N WALNUT ST
City	PONTIAC
State	IL
Zip	61764-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 22 288 001 LOT 60 X 70 N1/2 W10' LOT 3 & N1/2 LOT 4 BLK 20 CITY OF PONTIAC
Legal Block	20
Legal Lot Number	3,4
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3010
Census Tract	960600

Owner

Source: Livingston County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	522 N WALNUT ST, PONTIAC, IL 61764-2063
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC
Oct 14, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 7, 2022
Transfer Doc	2022R04541
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 26, 2023
Property Address	522 N WALNUT ST, PONTIAC, IL 61764-2063
Document Number	2023R02251
Instrument Date	Jun 1, 2023
Instrument	2023R-02251
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2000 OLOF KRANS AVE, GALVA, IL 61434-1156

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 N WALNUT ST, PONTIAC, IL 61764-2063

Mortgage

Document Number	2023R02252
Date	Jun 26, 2023
Instrument	2023R-02252

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2030

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Oct 14, 2022
Property Address	522 N WALNUT ST, PONTIAC, IL 61764-2063
Document Number	2022R04541
Instrument Date	Oct 7, 2022
Instrument	2022R-04541
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 N WALNUT ST, PONTIAC, IL 61764-2063

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,417.00 (+11.08%) Homeowner's exemption	$33,587 (+13.7%) Land $3,053 Building $30,534	$100,761 (+13.7%) Land $9,159 Building $91,602
2024	$2,176.00 (+53.46%)	$29,540 (+17.65%) Land $2,685 Building $26,855	$88,620 (+17.65%) Land $8,055 Building $80,565
2022	$1,418.00 Homeowner's exemption Senior Citizen's exemption	$25,109 Land $2,512 Building $22,597	$75,327 Land $7,536 Building $67,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2008)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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