522 N Pine St, Charlotte, NC 28202 Property Records

Mecklenburg County property record for 522 N Pine St, Charlotte, NC 28202

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,792 sqft · built 1911
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on File
Last Sale	$1,700,000 (Aug 2023)
Tax Bill	$9,815 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`078-036-02`

Property Details

APN / Parcel Number

Primary APN	`078-036-02`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1972
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Porch	Finished/Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	522 N PINE ST
City	CHARLOTTE
State	NC
Zip	28202-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-3(CD)
Legal Description	L1 B11 U/M
Legal Block	11
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	503

Owner

522 N Pine St is owned by a company that bought it in August 2023.

Source: Mecklenburg County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	315 W 9TH ST, CHARLOTTE, NC 28202-1707
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Aug 7, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 3, 2022	Intrafamily Transfer, Transfer
May 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Deed Document Number	202374881
Deed Book / Page	38296 / 562
Prior Transfer Date	Aug 21, 2000
Prior Transfer Doc	0000134845
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 28, 2026
Property Address	522 N PINE ST, CHARLOTTE, NC 28202-1722
Document Number	0000093595
Book / Page	40683 / 237
Instrument Date	Aug 28, 2026
Instrument	202693595
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	315 W 9TH ST, CHARLOTTE, NC 28202-1707

Mortgage

Document Number	0000093595,
Date	Aug 28, 2026
Book Page	40683/237
Instrument	202693595

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Apr 28, 2027

Interest

Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 7, 2023
Property Address	522 N PINE ST, CHARLOTTE, NC 28202-1722
Document Number	0000074881
Book / Page	38296 / 562
Instrument Date	Aug 3, 2023
Instrument	2023074881
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$3,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 ORCHARD KNOB LN, HIGH POINT, NC 27265-1394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 W 9TH ST, CHARLOTTE, NC 28202-1707

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 3, 2022
Property Address	522 N PINE ST, CHARLOTTE, NC 28202-1722
Document Number	0000150527
Book / Page	37754 / 649
Instrument Date	Nov 1, 2022
Instrument	2022150527
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 SAINT MICHAELS LN, HIGH POINT, NC 27265-1547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 ORCHARD KNOB LN, HIGH POINT, NC 27265-1394

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	May 12, 2021
Property Address	522 N PINE ST, CHARLOTTE, NC 28202-1722
Document Number	0000094208
Book / Page	36053 / 567
Instrument Date	May 11, 2021
Instrument	2021094208
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1074 SAINT MICHAELS LN, HIGH POINT, NC 27265-1547

Tax Assessment & Valuation

The 2025 property tax bill for 522 N Pine St was $9,815.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,815.00	$1,169,300 Land $1,100,000 Building $69,300	$1,169,300 Land $1,100,000 Building $69,300
2023	$5,146.00	$533,300 Land $500,000 Building $33,300	$533,300 Land $500,000 Building $33,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 522 N Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 522 N Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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