522 N Main Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 522 N Main Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Apartments (5+ Units)
Details	49,205 sqft · built 2012
Lot Size	0.629 acres (27,391 sqft)
Owner	Company Name on File
Last Sale	$13,286 (Apr 2012)
Tax Bill	$81,069 (2025)
Deeds & Mortgages	Nov 2018 Second Mortgage Nov 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-156-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-156-013-000`
Alternative APN	`27661`

Interior

Plumbing Fixtures	29 Plumbing Fixtures
Total Rooms	37 Rooms
Units	37 Units
Stories	4 Stories
Building Area	49,205 sqft Heated Area
Gross Area	51,260 sqft
1st Floor Area	13,496 sqft
Basement Area	11,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	27,391 sqft (0.629 acres)
Parking Spaces	28 Parking Spaces
Patio Area	3,936 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	27661
Street Address	522 N MAIN AVE
City	SIOUX FALLS
State	SD
Zip	57104-5900
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT 1 UPTOWN EXCHANGE LOFTS TO THE CITY OF SIOUX FALLS
Legal Subdivision	UPTOWN EXCHANGE LOFT
Legal Block	32
Legal Lot Number	1
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4017
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Courthouse and Warehouse District (Boundary Increase) listed 1999 · 12 contributing resources · NRIS 99000204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

522 N Main Ave, a residential property, is owned by a company that bought it in April 2012.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	101 S REID ST, 201, SIOUX FALLS, SD 57103-7062
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT WESTERN BANK
Nov 1, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREAT WESTERN BANK
	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2012 · Amount on File
Deed Sale	Apr 27, 2012 · Amount on File
Deed Document Number	2012211112
Deed Book / Page	542 / 605
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	522 N MAIN AVE, SIOUX FALLS, SD 57104-5902
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1849MTG/0976
Date	Nov 2, 2018
Book Page	1849 MTG/0976

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	522 N MAIN AVE, SIOUX FALLS, SD 57104-5902
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1849MTG/0870
Date	Nov 1, 2018
Book Page	1849 MTG/0870

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	522 N MAIN AVE, SIOUX FALLS, SD 57104-5902
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 522 N Main Ave was $81,069.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,447,400 (+8.52%) Land $419,500 Building $5,027,900	$5,447,400 Land $419,500 Building $5,027,900
2025	$81,069.00	$5,019,600 Land $375,700 Building $4,643,900
2022	$83,457.00	$4,587,800 Land $246,500 Building $4,341,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 N Main Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 522 N Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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