522 N Garfield Ave, Oxnard, CA 93030 Property Records

Ventura County property record for 522 N Garfield Ave, Oxnard, CA 93030

Property Summary

Property TypeTriplex
Details2,502 sqft · built 1995
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on Record
Tax Bill$1,169 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN201-0-023-240

Property Details

APN / Parcel Number

Primary APN201-0-023-240

Interior

Building Area2,502 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTriplex
Lot Area4,800 sqft (0.11 acres)

Location & Zoning

Street Address522 N GARFIELD AVE
CityOXNARD
StateCA
Zip93030-3611
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR2
Legal DescriptionTRACT: 1 LOT: 52 REF: 016MR 058
Legal SubdivisionLA COLONIA SUBDIVISION #1
Legal Tract1
Legal Block23
Legal Lot Number52
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1012
Census Tract3101

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address453 N GARFIELD AVE, OXNARD, CA 93030-3600
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 20, 2005
Transfer Doc0000264637
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address522 N GARFIELD AVE, OXNARD, CA 93030-3611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1941 SPYGLASS TRL W, OXNARD, CA 93036-2765

Mortgage

Document Number0000191588
DateNov 12, 2020
Instrument20201112-00191588
Lender
NameCALCULATED RISK ANALYTICS LLC
TypeNon-Lending Institution
AddressGLENDALE, CA 91203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$92,183 (+2%) Land $7,447 Building $84,736
2025$1,169.00 (+2.19%)$90,376 (+4.04%) Land $7,301 Building $83,075
2024$1,144.00 (+3.62%)
2023$1,104.00 (+2.99%)$86,867 Land $7,017 Building $79,850
2022$1,072.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 835 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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