522 N Elderberry Ave, Ontario, CA 91762 Property Records

San Bernardino County property record for 522 N Elderberry Ave, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,184 sqft · built 1954
Lot Size	0.155 acres (6,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Sep 2017)
Tax Bill	$4,993 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-444-10-0000`

Property Details

APN / Parcel Number

Primary APN	`1010-444-10-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	1,184 sqft
Family Room	Family Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,758 sqft (0.155 acres)
Lot Dimensions	109 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 N ELDERBERRY AVE
City	ONTARIO
State	CA
Zip	91762-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4348 LOT 107
Legal Subdivision	TRACT NO 4348
Legal Tract	4348
Legal Block	2
Legal Lot Number	107
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2005
Census Tract	1002

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLEXPOINT FUNDING
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 18, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	2017384051
Prior Transfer Date	Sep 2, 2016
Prior Transfer Doc	0000367072
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 19, 2026
Property Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529
Document Number	0000127272
Instrument Date	May 8, 2026
Instrument	2026127272
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529

Mortgage

Document Number	0000127272,
Date	May 19, 2026
Instrument	2026127272

Lender

Name	FLEXPOINT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529

Mortgage

Document Number	0000529379
Date	Nov 23, 2021
Instrument	2021-0529379

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529
Document Number	0000422142
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 N ELDERBERRY AVE ONTARIO CA 917622529, ONTARIO, CA 91762-2529

Mortgage

Document Number	0000422142
Date	Nov 14, 2019
Instrument	422142

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 18, 2017
Property Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529
Document Number	0000384051
Map Reference	MAP54 PG62&63
Instrument Date	Sep 1, 2017
Instrument	2017-0384051
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FATCOLA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 N ELDERBERRY AVE, ONTARIO, CA 91762-2529

Mortgage

Document Number	0000384052
Date	Sep 18, 2017
Instrument	2017-0384052

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,073 (+2%) Land $162,481 Building $300,592
2025	$4,993.00 (+5.29%)	$453,993 (+4.04%) Land $159,295 Building $294,698
2023	$4,742.00 (+1.32%)	$436,365 Land $153,110 Building $283,255
2022	$4,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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