522 N Ditmar St, Oceanside, CA 92054 Property Records

San Diego County property record for 522 N Ditmar St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 742 sqft · built 1950
Lot Size	0.111 acres (4,837 sqft)
Owner	Company Name on Record
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`147-104-11-00`

Property Details

APN / Parcel Number

Primary APN	`147-104-11-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	742 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	4,837 sqft (0.111 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	522 N DITMAR ST
City	OCEANSIDE
State	CA
Zip	92054-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	BLK 48 LOT 7 TR 000332
Legal Subdivision	MYERS & MCCOMBERS ADD
Legal Tract	000332
Legal Block	48
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18400

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	603 SEAGAZE DR, OCEANSIDE, CA 92054-3005
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Feb 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 1996
Deed Sale	Jun 19, 1996
Prior Sale	Jun 15, 1994 · Amount on Record
Deed Document Number	1996306897
Last Transfer Date	Feb 14, 2017
Transfer Doc	0000081550
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	522 N DITMAR ST, OCEANSIDE, CA 92054-2411
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 DUSK LN, OCEANSIDE, CA 92056-4715

Mortgage

Document Number	0000158358
Date	Mar 1, 2021
Instrument	2021-0158358

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2017
Property Address	522 N DITMAR ST, OCEANSIDE, CA 92054-2411
Document Number	0000081550
Instrument Date	Feb 14, 2017
Instrument	81550
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	603 SEAGAZE DR #130 OCEANSIDE CA 920543005, 130, OCEANSIDE, CA 92054-3005

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$160,945 (+2%) Land $144,018 Building $16,927
2025	$1,815.00 (+5.22%)	$157,791 (+4.04%) Land $141,195 Building $16,596
2023	$1,725.00 (+1.53%)	$151,665 Land $135,713 Building $15,952
2022	$1,699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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