522 N Ash St, Celina, OH 45822 Property Records

Mercer County property record for 522 N Ash St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,440 sqft · built 1920
Lot Size0.2 acres (8,745 sqft)
OwnerIndividual Name on Record
Last Sale$274,166 (Apr 2025)
Tax Bill$2,799 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-285700.0000

Property Details

APN / Parcel Number

Primary APN27-285700.0000
Alternative APN
  • 06-31-353-017

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,440 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area8,745 sqft (0.2 acres)
Lot Dimensions165 ft deep x 53 ft wide

Location & Zoning

Street Address522 N ASH ST
CityCELINA
StateOH
Zip45822-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEBLONDS 2ND ADD LOT#: 10
Legal SubdivisionLEBLONDS 2ND ADD
Legal Lot Number10
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4009
Census Tract967500

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address522 N ASH ST, CELINA, OH 45822-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Line of Credit
DYNAMIC FCU
Mar 16, 2018Deed of Trust, Mortgage · Line of Credit
DYNAMIC FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2025 · Amount on Record
Deed SaleApr 14, 2025 · Amount on Record
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number20251387
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address522 N ASH ST, CELINA, OH 45822-1503
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100004280
DateJul 12, 2021
Instrument202100004280
Lender
NameDYNAMIC FCU
TypeCredit Union
AddressCELINA, OH 45822
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 11, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address522 N ASH ST, CELINA, OH 45822-1503
Transaction TypeMortgage
Record UpdatedMar 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800001164
DateMar 16, 2018
Instrument201800001164
Lender
NameDYNAMIC FCU
TypeCredit Union
AddressCELINA, OH 45822
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,799.00$69,200 (-) Land $7,320 Building $61,880
2024$2,799.00 (+0.21%)$69,200 (-) Land $7,320 Building $61,880
2023$2,793.00 (-1.24%)$69,200 (+12.96%) Land $7,320 Building $61,880$197,700 (+12.97%) Land $20,900 Building $176,800
2022$2,828.00$61,260 Land $6,060 Building $55,200
2020$175,000 Land $17,300 Building $157,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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