522 N 4th St, Sterling, CO 80751 Property Records

Logan County property record for 522 N 4th St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1918
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,800 (Aug 2025)
Tax Bill	$989 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`38052529415007`

Property Details

APN / Parcel Number

Primary APN	`38052529415007`
Alternative APN	`6639000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,144 sqft Heated Area
1st Floor Area	1,144 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,316 sqft (0.145 acres)
Lot Dimensions	140 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6639000
Street Address	522 N 4TH ST
City	STERLING
State	CO
Zip	80751-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	K&S ADDN STERLING; N 45' OF S 90' LOT 5 & N 45' OF S 90'OF W2 LOT 6 BLK 42
Legal Range	52W
Legal Township	08N
Legal Section	29
Legal Subdivision	K&S ADDN
Legal Block	42
Legal Lot Number	5-6
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2036
Census Tract	966200

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 N 4TH ST, STERLING, CO 80751-3207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Special Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CORONADO
May 26, 2017	Warranty Deed, Transfer
Jul 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2025 · Amount on Record
Deed Sale	Aug 1, 2025 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	2025776341
Deed Book / Page	1064 / 547
Prior Transfer Date	May 25, 2017
Prior Transfer Doc	0000734885
Record Updated	Oct 29, 2026

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Aug 1, 2025
Property Address	522 N 4TH ST, STERLING, CO 80751-3207
Document Number	0000776341
Book / Page	1064 / 547
Instrument Date	Aug 1, 2025
Instrument	776341
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 N 4TH ST, STERLING, CO 80751-3207

Mortgage

Document Number	0000776342
Date	Aug 1, 2025
Instrument	776342

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	522 N 4TH ST, STERLING, CO 80751-3207
Document Number	0000740419
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	522 N 4TH ST STERLING CO 807513207, STERLING, CO 80751-3207

Mortgage

Document Number	0000740419
Date	Jul 17, 2018
Book Page	001028/000596
Instrument	740419

Lender

Name	BANK OF CORONADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2033

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	May 26, 2017
Property Address	522 N 4TH ST, STERLING, CO 80751-3207
Document Number	0000734041
Book / Page	001022 / 000214
Instrument Date	May 25, 2017
Instrument	734041
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 FEDERAL BLVD DENVER CO 802041727, DENVER, CO 80204-1727

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 13, 2017
Property Address	522 N 4TH ST, STERLING, CO 80751-3207
Document Number	0000734885
Book / Page	001023 / 000059
Instrument Date	May 25, 2017
Instrument	734885
Transaction Type	Transfer
Record Updated	Aug 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1900 FEDERAL BLVD DENVER CO 802041727, DENVER, CO 80204-1727

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$989.00 (+70.81%)	$11,796 (-91.69%)	$188,730 (+32.91%) Land $31,500 Building $157,230
2023	$579.00 (-30.32%)	$142,000 (+1,338.7%) Land $23,630 Building $118,370	$142,000 (-) Land $23,630 Building $118,370
2022	$831.00	$9,870 Land $1,640 Building $8,230	$142,000 Land $23,630 Building $118,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Kentec Communications, Vistabeam.

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