522 N 4th St, Banning, CA 92220 Property Records

Riverside County property record for 522 N 4th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,293 sqft · built 1978
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`540-081-008`

Property Details

APN / Parcel Number

Primary APN	`540-081-008`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,293 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	522 N 4TH ST
City	BANNING
State	CA
Zip	92220-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 11 MB 007/001 HAUVERMANS SUB
Legal Subdivision	HAUVERMANS SUB
Legal Lot Number	11
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1012
Census Tract	44102

Owner

522 N 4th St is owned and occupied by two individuals who acquired it in June 2012.

Source: Riverside County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 N 4TH ST, BANNING, CA 92220-4602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 31, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2012
Deed Sale	Jun 27, 2012
Prior Sale	Dec 8, 2009 · Amount on File
Deed Document Number	2012298081
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0000298081
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	522 N 4TH ST, BANNING, CA 92220-4602
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 N 4TH ST, BANNING, CA 92220-4602

Mortgage

Document Number	0000061896
Date	Feb 7, 2022
Instrument	2022-0061896

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	522 N 4TH ST, BANNING, CA 92220-4602
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 N 4TH ST, BANNING, CA 92220-4602

Mortgage

Document Number	0000543834
Date	Sep 13, 2021
Instrument	2021-0543834

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	522 N 4TH ST, BANNING, CA 92220-4602
Document Number	0000258487
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 N 4TH ST BANNING CA 922204602, BANNING, CA 92220-4602

Mortgage

Document Number	0000258487
Date	Jun 17, 2020
Instrument	258487

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	522 N 4TH ST, BANNING, CA 92220-4602
Document Number	0000041496
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 N 4TH ST BANNING CA 922204602, BANNING, CA 92220-4602

Mortgage

Document Number	0000041496
Date	Feb 6, 2019
Instrument	41496

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	522 N 4TH ST, BANNING, CA 92220-4602
Document Number	0000163827
Instrument Date	Apr 17, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 N 4TH ST BANNING CA 922204602, BANNING, CA 92220-4602

Mortgage

Document Number	0000163827
Date	Apr 25, 2017
Instrument	163827

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 522 N 4th St was $2,220 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,192 (+2%) Land $39,488 Building $127,704
2025	$2,220.00 Homeowner's exemption	$163,914 Land $38,714 Building $125,200
2023	$2,169.00 (+2.17%) Homeowner's exemption	$157,551 Land $37,211 Building $120,340
2022	$2,123.00
2021			$269,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 N 4th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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