Appanoose County property record for 522 N 12th St, Centerville, IA 52544
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,036 sqft · built 1955 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jul 2021) |
| Tax Bill | $1,192 (2026) |
| Deeds & Mortgages | Mar 2009 Mortgage Aug 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340011030660000 |
| Primary APN | 340011030660000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 522 N 12TH ST |
|---|---|
| City | CENTERVILLE |
| State | IA |
| Zip | 52544-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG TOWN N 50' LOT 12 BK 5 RGE 2 & S 10LOT 7 BK 5 RGE 2 |
| Legal Subdivision | CENTERVILLE |
| Legal Lot Number | 12 |
| Jurisdiction | APPANOOSE IA |
| Township / Civil Division | CENTERVILLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950300 |
522 N 12th St is owned and occupied by an individual who bought it in July 2021.
Source: Appanoose County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 N 12TH ST, CENTERVILLE, IA 52544-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2009 | Deed of Trust, Mortgage · Stand-Alone First Mortgage IOWA TRUST AND SAVINGS BANK |
| Aug 9, 2006 | Deed of Trust, Mortgage · FHA Mortgage CENTRAL STATES MORTGAGE CO |
| Jul 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE NETWORK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Prior Sale | Apr 21, 2008 · Amount on File |
| Deed Document Number | 20211938 |
| Deed Book / Page | 2021 / 1938 |
| Prior Transfer Date | Mar 25, 2008 |
| Prior Transfer Doc | 02008/0831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 522 N 12TH ST, CENTERVILLE, IA 52544-1406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02009/0426 |
|---|---|
| Date | Mar 19, 2009 |
| Book Page | 2009/0426 |
| Instrument | 2009 0426 |
| Name | IOWA TRUST AND SAVINGS BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | CENTERVILLE, IA 52544 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 17, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Property Address | 522 N 12TH ST, CENTERVILLE, IA 52544-1406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02006/1952 |
|---|---|
| Date | Aug 9, 2006 |
| Book Page | 2006/1952 |
| Instrument | 2006 1952 |
| Name | CENTRAL STATES MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | WEST DES MOINES, IA 50266 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | APPANOOSE IA |
| Recording Date | Jul 21, 2021 |
| Property Address | 522 N 12TH ST, CENTERVILLE, IA 52544-1406 |
| Document Number | 02021/1938 |
| Book / Page | 2021 / 1938 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021 1938 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 N 12TH ST, CENTERVILLE, IA 52544-1406 |
| Document Number | 0020211939 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021 1939 |
| Name | RESIDENTIAL MORTGAGE NETWORK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 522 N 12th St was $1,192, up 16.9% from the year before.
Source: Appanoose County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Appanoose County |
| Municipality | Centerville City |
| Unified School District | Centerville Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,192.00 (+16.86%) | $78,420 (-) Land $11,480 Building $66,940 | $78,420 (-) Land $11,480 Building $66,940 |
| 2025 | $1,020.00 | $78,420 Land $11,480 Building $66,940 | $78,420 Land $11,480 Building $66,940 |
| 2024 | $1,020.00 | ||
| 2023 | $54,880 (+13.48%) Land $8,930 Building $45,950 | $54,880 Land $8,930 Building $45,950 | |
| 2022 | $952.00 Homeowner's exemption | $48,360 Land $6,380 Building $41,980 | |
| 2021 | $48,360 Land $6,380 Building $41,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 522 N 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 15, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 522 N 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERVILLE MUNICIPAL WATERWORKS serves 5,344 people · EPA ID IA0407008 |
|---|---|
| Water Source | Purchased surface water from RATHBUN REGIONAL WATER ASSN (RATHBUN) |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Liberty Communications Fixed Wireless · Fiber in parts of the area | 500 / 200 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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