Elko County property record for 522 Morse Ln, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 125 sqft · built 1978 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $543 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-700-036 |
| Primary APN | 001-700-036 |
|---|
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Earth |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,023 sqft (0.276 acres) |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Street Address | 522 MORSE LN |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZRMH |
| Legal Description | A PORTION OF LOT 15, MAINE SUBDIVISION FILE 47783 DESC AS FOLLOWS: A PARCEL OF LAND LOCATED IN THE W2SW4NE4 OF 22/34/55 DESC AS FOLLOWS: COMM AT THE E1/4 COR OF SAID SEC 22/34/55; TH: S 89 2137 W 2666.13; TH: N 673.33; TH: E 172.04 TO COR 1, POB, BEI |
| Legal Subdivision | MAINE SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 951202 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 570 JUNEAU ST, ELKO, NV 89801-4134 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2009 |
| Transfer Doc | 0000621127 |
| Record Updated | Oct 29, 2026 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543.00 (+5.44%) | $23,697 (-0.37%) Land $18,725 Building $4,972 | $67,706 (-0.37%) Land $53,500 Building $14,206 |
| 2025 | $515.00 (+5.1%) | $23,786 (+78.28%) Land $18,725 Building $5,061 | $67,960 (+78.28%) Land $53,500 Building $14,460 |
| 2023 | $490.00 (+6.06%) | $13,342 (+6.08%) Land $8,470 Building $4,872 | $38,120 (+6.08%) Land $24,200 Building $13,920 |
| 2022 | $462.00 | $12,577 Land $8,470 Building $4,107 | $35,934 Land $24,200 Building $11,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 98.5% of the US · above 94% of Nevada |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Rise Broadband, Verizon.
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