522 Morehead Rd, Bowling Green, KY 42101 Property Records

Warren County property record for 522 Morehead Rd, Bowling Green, KY 42101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,425 sqft · built 1972
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Feb 2023)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`030A-31-010`

Property Details

APN / Parcel Number

Primary APN	`030A-31-010`
Alternative APNs	`L0011528` `371284` `397610`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,425 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	80 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	522 MOREHEAD RD
City	BOWLING GREEN
State	KY
Zip	42101-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOE BILL BRYANT
Legal Lot Number	10
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3006
Census Tract	11100

Owner

522 Morehead Rd is owned and occupied by an individual who bought it in February 2023.

Source: Warren County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOUTH CENTRAL BANK
Nov 12, 2020	Deed, Transfer
Oct 23, 2017	Deed, Transfer FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023 · Amount on File
Deed Sale	Feb 7, 2023 · Amount on File
Prior Sale	Nov 12, 2020 · Amount on File
Deed Document Number	20231984269
Deed Book / Page	1274 / 555
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0D1217/760
Record Updated	Jun 8, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Feb 7, 2023
Property Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300
Document Number	0D1274/555
Book / Page	D1274 / 555
Map Reference	MB 14 PG 30
Instrument Date	Feb 3, 2023
Instrument	1984269
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 TERRY BASTIN RD, HARDYVILLE, KY 42746-8205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300

Mortgage

Document Number	0001984273
Date	Feb 7, 2023
Instrument	1984273

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M3041/1
Date	Oct 1, 2020
Book Page	M3041/1
Instrument	1157150

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Sep 25, 2021

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Nov 12, 2020
Property Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300
Document Number	0D1217/760
Book / Page	D1217 / 760
Map Reference	MB 14 PG 30
Instrument Date	Oct 30, 2020
Instrument	1162710
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$166.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 MOREHEAD RD, 522, BOWLING GREEN, KY 42101-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Oct 23, 2017
Property Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300
Document Number	0D1149/858
Book / Page	D1149 / 858
Map Reference	MB14 PG30
Instrument Date	Oct 20, 2017
Instrument	950388
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12545 NASHVILLE RD, 12545, WOODBURN, KY 42170-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MOREHEAD RD, BOWLING GREEN, KY 42101-6300

Tax Assessment & Valuation

The 2025 property tax bill for 522 Morehead Rd was $1,827.

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00	$211,000	$211,000
2023	$1,477.00	$166,500	$166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Morehead Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Morehead Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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