Monroe County property record for 522 Monroe St, Sparta, WI 54656
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jul 2025) |
| Tax Bill | $3,931 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-00127-0000 |
| Primary APN | 281-00127-0000 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,360 sqft (0.146 acres) |
|---|
| Street Address | 522 MONROE ST |
|---|---|
| City | SPARTA |
| State | WI |
| Zip | 54656-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1CSM252 #293672, LOCATED IN OL 20 OF ASSESSOR'S SUBD |
| Legal Range | 00 |
| Legal Township | 00 |
| Legal Section | 00 |
| Legal Subdivision | ASSESSORS SUBDIVISION C/SPARTA |
| Jurisdiction | MONROE WI |
| Township / Civil Division | SPARTA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950400 |
522 Monroe St is owned and occupied by an individual who bought it in July 2025.
Source: Monroe County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 MONROE ST, SPARTA, WI 54656-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2022 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on File |
| Deed Sale | Jul 22, 2025 · Amount on File |
| Prior Sale | Mar 11, 2022 · Amount on File |
| Deed Document Number | 2025728549 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE WI |
| Recording Date | Mar 11, 2022 |
| Property Address | 522 MONROE ST, SPARTA, WI 54656-1903 |
| Document Number | 0000706958 |
| Map Reference | DOC 293672 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 706958 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 MONROE ST, SPARTA, WI 54656-1903 |
| Document Number | 0000706959 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 706959 |
| Name | GUILD MORTGAGE CO |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE WI |
| Property Address | 522 MONROE ST, SPARTA, WI 54656-1903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000706207 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 706207 |
| Name | ROYAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 522 Monroe St was $3,931 with a homeowner's exemption.
Source: Monroe County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Monroe County |
| Municipality | Sparta City |
| Unified School District | Sparta Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,931.00 Homeowner's exemption | $262,400 Land $11,400 Building $251,000 | $262,200 |
| 2023 | $3,164.00 Homeowner's exemption | $216,000 Land $8,300 Building $207,700 | $212,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 522 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lynxx Networks.
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