St. Francois County property record for 522 Merle St, Bismarck, MO 63624
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1940 |
| Lot Size | 0.263 acres (11,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jan 2022) |
| Tax Bill | $705 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-5B-03-010-0019.00 |
| Primary APN | 15-30-5B-03-010-0019.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 11,456 sqft (0.263 acres) |
| Lot Dimensions | 107 ft deep x 107 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 172 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 522 MERLE ST |
|---|---|
| City | BISMARCK |
| State | MO |
| Zip | 63624-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INCORPORATION OF BISMARCK SEC 5 TWP 35 RNG 4 PT NE 1/4 SW 1/4 |
| Legal Range | 04 |
| Legal Township | 35 |
| Legal Section | 05 |
| Jurisdiction | ST FRANCOIS MO |
| Township / Civil Division | IRON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 950600 |
522 Merle St is owned by two individuals who bought it in January 2022.
Source: St. Francois County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1592 CEDAR VALLEY DR, BONNE TERRE, MO 63628-4021 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on File |
| Deed Sale | Jan 21, 2022 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 522 Merle St was $705.
Source: St. Francois County assessment roll, as of December 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Bismarck City |
| County | St. Francois County |
| Unified School District | Bismarck R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $705.00 | $11,710 Land $1,950 Building $9,760 | $61,610 Land $10,270 Building $51,340 |
| 2023 | $651.00 (+1.72%) | $10,430 (-) Land $1,950 Building $8,480 | $54,910 Land $10,270 Building $44,640 |
| 2022 | $640.00 | $10,430 Land $1,950 Building $8,480 | |
| 2021 | $54,910 Land $10,270 Building $44,640 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 522 Merle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Merle St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BISMARCK PWS serves 1,475 people · EPA ID MO4010073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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