522 McFall Rd, Albany, KY 42602 Property Records

Clinton County property record for 522 McFall Rd, Albany, KY 42602

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1,700 sqft · built 2010
Lot Size	43 acres (1,873,080 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Aug 2025)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`041-00-00-066.00`

Property Details

APN / Parcel Number

Primary APN	`041-00-00-066.00`
Alternative APNs	`1565` `5277`

Interior

Stories	1 Story
Building Area	1,700 sqft Total Area
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	1,873,080 sqft (43 acres)
Driveway	Gravel Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	5277
Street Address	522 MCFALL RD
City	ALBANY
State	KY
Zip	42602-8382
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	FARM ON MCFALL RD
Legal Subdivision	RONNIE AND ROSE NEAL SUBDIVISION
Jurisdiction	CLINTON KY
Township / Civil Division	CUMBERLAND CITY
Census Block Group	1
Census Block	1001
Census Tract	970100

Owner

522 McFall Rd, an agricultural property, is owned by two individuals who bought it in August 2025.

Source: Clinton County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2477 CORONEO LN, LEXINGTON, KY 40509-4532
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES TRUST COMPANY
Feb 7, 2017	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Sep 11, 2023	Deed, Transfer
Sep 11, 2023	Deed, Transfer
Jul 18, 2023	Warranty Deed, Transfer
Jul 18, 2023	Warranty Deed, Transfer
Jul 18, 2023	Warranty Deed, Transfer
Jul 18, 2023	Warranty Deed, Transfer
Jul 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Aug 1, 2025 · Amount on File
Deed Document Number	20252029934
Deed Book / Page	182 / 355
Prior Transfer Date	May 19, 2025
Prior Transfer Doc	000181/579
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Recording Date	Aug 5, 2026
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	0002032929
Book / Page	223 / 291
Instrument Date	Aug 5, 2026
Instrument	20262032929
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16914 MASSEY RD, HAGERSTOWN, IN 47346-9400

Mortgage

Document Number	0002032929,
Date	Aug 5, 2026
Book Page	223/291
Instrument	20262032929

Lender

Name	PEOPLES TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2036

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000183/301
Date	Feb 7, 2017
Book Page	183/301

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Funding / Finance Company
Address	34390

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON KY
Recording Date	Sep 11, 2023
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	000176/151
Book / Page	176 / 151
Map Reference	CAB 4 SL 244
Instrument Date	Sep 6, 2023
Instrument	2012165
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 HAPPY VALLEY RD, CELINA, TN 38551-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PRINGLE AVE STE 650, 650, WALNUT CREEK, CA 94596-7331
Investor	Possibly a Property Investor

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON KY
Recording Date	Sep 11, 2023
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	000176/151
Book / Page	176 / 151
Map Reference	CAB 4 SL 244
Instrument Date	Sep 6, 2023
Instrument	2012165
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 HAPPY VALLEY RD, CELINA, TN 38551-8232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PRINGLE AVE STE 650, 650, WALNUT CREEK, CA 94596-7331

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON KY
Recording Date	Jul 18, 2023
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	000175/541
Book / Page	175 / 541
Map Reference	CAB 4 SL 244
Instrument Date	Jul 17, 2023
Instrument	2011925
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 MCFALL RD, ALBANY, KY 42602-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2636 N HIGHWAY 127, ALBANY, KY 42602-9813
Investor	Possibly a Property Investor

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON KY
Recording Date	Jul 18, 2023
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	000175/534
Book / Page	175 / 534
Map Reference	CAB B SL 244
Instrument Date	Jul 17, 2023
Instrument	2011924
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$53.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 MCFALL RD, ALBANY, KY 42602-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 HAPPY VALLEY RD, CELINA, TN 38551-8232

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON KY
Recording Date	Jul 18, 2023
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	000175/519
Book / Page	175 / 519
Instrument Date	Jul 14, 2023
Instrument	2011918
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 MCFALL RD, ALBANY, KY 42602-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 199, MORROW, OH 45152-0199

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON KY
Recording Date	Jul 18, 2023
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	000175/524
Book / Page	175 / 524
Map Reference	CAB 4 SL 244
Instrument Date	Jul 14, 2023
Instrument	2011919
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 MCFALL RD, ALBANY, KY 42602-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2477 CORONEO LN, LEXINGTON, KY 40509-4532

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON KY
Recording Date	Jul 18, 2023
Property Address	522 MCFALL RD, ALBANY, KY 42602-8382
Document Number	000175/529
Book / Page	175 / 529
Map Reference	CAB 4 SL 244
Instrument Date	Jul 14, 2023
Instrument	2011920
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 MCFALL RD, ALBANY, KY 42602-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9792 CHERBOURG DR, UNION, KY 41091-7622

Tax Assessment & Valuation

The 2025 property tax bill for 522 McFall Rd was $1,646.

Source: Clinton County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Clinton County
Unified School District	Clinton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00	$170,200
2023	$1,512.00 (+0.53%)	$180,100 (-)
2022	$1,504.00	$180,100	$180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 McFall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 McFall Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2021
Treatment and Procedure	Coliform assessment Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: Broadlinc.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on McFall Rd

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