1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Massachusetts Ave

522 Massachusetts Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 522 Massachusetts Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,028 sqft · built 1909
Lot Size0.086 acres (3,746 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Nov 2020)
Tax Bill$1,635 (2025)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0015-0120

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0015-0120
Alternative APNs
  • 263001000100150120
  • 76627

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,028 sqft Living Area
Gross Area1,118 sqft
1st Floor Area608 sqft
Upper Floors Area276 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,746 sqft (0.086 acres)
Lot Dimensions150 ft deep x 25 ft wide
PorchFlorida Room
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address522 MASSACHUSETTS AVE
CitySAINT CLOUD
StateFL
Zip34769-2826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33/34 BLK 15 LOT 12 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block15
Legal Lot Number12
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1024
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0015-0120

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2020 · Amount on Record
Deed SaleNov 25, 2020 · Amount on Record
Prior SaleMay 03, 1999 · Amount on Record
Deed Document Number2020161521
Deed Book / Page5840 / 646
Prior Transfer DateNov 14, 2020
Prior Transfer Doc0058400646
Record UpdatedJun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 25, 2020
Property Address522 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-2826
Document Number0058400646
Book / Page005840 / 000646
Instrument DateNov 14, 2020
Instrument161521
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 MASSACHUSETTS AVE ST CLOUD FL 347692826, ST CLOUD, FL 34769-2826

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00 (+7.5%)$99,700 (+19.54%) Land $27,500 Building $72,200$99,700 (+19.54%) Land $27,500 Building $72,200
2024$1,521.00 (+11.27%)
2023$1,367.00 (+10.69%)$83,400 (+12.55%) Land $20,000 Building $63,400$83,400 (+12.55%) Land $20,000 Building $63,400
2022$1,235.00$74,100 Land $18,000 Building $56,100$74,100 Land $18,000 Building $56,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1994, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Massachusetts Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures