Montgomery County property record for 522 Margaret Dr, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,604 sqft · built 1934 |
| Lot Size | 0.124 acres (5,417 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,012,500 (Jun 2024) |
| Tax Bill | $6,526 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01371233 |
| Primary APN | 13-01371233 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,604 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,417 sqft (0.124 acres) |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01371233 |
|---|---|
| Street Address | 522 MARGARET DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-5217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | SARATOGA VILLAGE |
| Legal Subdivision | SARATOGA VILLAGE |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 702401 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 517 MARGARET DR, SILVER SPRING, MD 20910-5218 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jun 8, 2022 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Apr 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2024 · Amount on Record |
| Deed Sale | Jun 28, 2024 · Amount on Record |
| Prior Sale | Jun 8, 2022 · Amount on Record |
| Deed Book / Page | 68151 / 254 |
| Prior Transfer Date | Feb 21, 2013 |
| Prior Transfer Doc | 0464000125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 522 MARGARET DR, SILVER SPRING, MD 20910-5217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | LA COMMONWEALTH TITLE, COMMONWEALTH TITLE |
| Name | Verified Name |
|---|---|
| Address | 522 MARGARET DR, SILVER SPRING, MD 20910-5217 |
| Document Number | 0660590004 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 66059/4 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 8, 2022 |
| Property Address | 522 MARGARET DR, SILVER SPRING, MD 20910-5217 |
| Document Number | 0658660312 |
| Book / Page | 65866 / 312 |
| Map Reference | MB 18 FO 1128 |
| Instrument Date | Jun 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | NOT AVAILABLE, MBO SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 522 MARGARET DR, SILVER SPRING, MD 20910-5217 |
| Document Number | 0065866319 |
|---|---|
| Date | Jun 8, 2022 |
| Instrument | 65866/319 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 522 MARGARET DR, SILVER SPRING, MD 20910-5217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | NOT AVAILABLE, MBO SETTLEMENT INC |
| Name | Verified Name |
|---|---|
| Address | 522 MARGARET DR, SILVER SPRING, MD 20910-5217 |
| Document Number | 0655480282 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 65548/282 |
| Name | UNITED NATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | LONG ISLAND CITY, NY 11101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $796,667 (+22.37%) | $942,300 (-) Land $328,100 Building $614,200 | |
| 2025 | $6,526.00 (-0.35%) | $651,033 (+29.32%) | $942,300 (+86.45%) Land $328,100 Building $614,200 |
| 2024 | $6,549.00 (+19.18%) | ||
| 2023 | $503,433 | $505,400 Land $328,100 Building $177,300 | |
| 2022 | $5,495.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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