522 Mandolin Dr, Buffalo, WV 25033 Property Records

Putnam County property record for 522 Mandolin Dr, Buffalo, WV 25033 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,541 sqft · built 2018
Lot Size	2.88 acres (125,453 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Oct 2016)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-145-0011.0006`

Property Details

APN / Parcel Number

Primary APN	`12-145-0011.0006`
Alternative APNs	`40-12-145-0011.0006` `00021764`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,541 sqft Living Area
1st Floor Area	3,104 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Raised
Lot Area	125,453 sqft (2.88 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00021764
Street Address	522 MANDOLIN DR
City	BUFFALO
State	WV
Zip	25033-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 EMERALD FIELDS SUBD (2.88 AC)
Legal Subdivision	EMERALD FIELDS SUB
Legal Lot Number	10
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	2
Census Block	2023
Census Tract	20100

Owner

Source: Putnam County records · APN 12-145-0011.0006

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	522 MANDOLIN DR, BUFFALO, WV 25033-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Jan 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Apr 25, 2018	Deed of Trust, Mortgage · Construction Mortgage PUTNAM COUNTY BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2016 · Amount on Record
Deed Sale	Oct 04, 2016 · Amount on Record
Deed Document Number	0000553663
Deed Book / Page	0553 / 663
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	522 MANDOLIN DR, BUFFALO, WV 25033-9111
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001336/468
Date	Nov 28, 2022
Book Page	1336/468
Instrument	005354420008

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 05, 2032

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	522 MANDOLIN DR, BUFFALO, WV 25033-9111
Transaction Type	Mortgage
Record Updated	Apr 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001317/314
Date	Mar 10, 2022
Book Page	1317/314
Instrument	005213500007

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	522 MANDOLIN DR, BUFFALO, WV 25033-9111
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001311/692
Date	Jan 03, 2022
Book Page	1311/692
Instrument	005183240020

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2036

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	522 MANDOLIN DR, BUFFALO, WV 25033-9111
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1186/638
Date	Apr 25, 2018
Book Page	1186/638
Instrument	004395060008

Lender

Name	PUTNAM COUNTY BANK
Type	Bank
Address	HURRICANE, WV 25526

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Apr 24, 2029

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	522 MANDOLIN DR, BUFFALO, WV 25033-9111
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1248/975
Date	Jun 24, 2020
Book Page	1248/975
Instrument	004864840008

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 05, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00 (+16.37%) Homeowner's exemption	$319,200 (+11.04%) Land $34,260 Building $284,940	$532,000 (+11.04%) Land $57,100 Building $474,900
2023	$3,250.00 (+3.37%) Homeowner's exemption	$287,460 (+2.35%) Land $34,260 Building $253,200	$479,100 (+2.35%) Land $57,100 Building $422,000
2022	$3,144.00 Homeowner's exemption	$280,860 Land $33,660 Building $247,200	$468,100 Land $56,100 Building $412,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790201002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 62% of West Virginia
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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