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522 Main St, Wakefield, RI 02879 Property Records

South Kingstown Town property record for 522 Main St, Wakefield, RI 02879

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,949 sqft · built 1900
Lot Size0.23 acres (10,019 sqft)
Owner2 Company Names on Record
Last Sale$625,000 (May 2021)
Tax Bill$6,211 (2025)
Deeds & MortgagesMay 2026 Transfer
Jun 2023 Refinance
+ 5 more
Flood ZoneZone X (minimal risk)
APNR-60-0699-53

Property Details

APN / Parcel Number

Primary APNR-60-0699-53
Alternative APNs
  • SKIN P:056-3 L:000004
  • P:056=3 L:000004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,949 sqft Living Area
Gross Area5,840 sqft
1st Floor Area1,532 sqft
AtticAttic
Attic Area1,050 sqft
Basement Area1,408 sqft
Unfinished Basement1,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberR-60-0699-53
Street Address522 MAIN ST
CityWAKEFIELD
StateRI
Zip02879-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCD
Legal Lot Number4
JurisdictionSOUTH KINGSTOWN RI
Township / Civil DivisionSOUTH KINGSTOWN
Census Block Group1
Census Block1030
Census Tract51202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Wakefield Historic District (Boundary Increase)
listed 2022 · 3 contributing resources · NRIS 96000572
Individually ListedMiller, William Davis, House
listed 1985 · 6 contributing resources · NRIS 85000627

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: South Kingstown Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address522 MAIN ST, WAKEFIELD, RI 02879-4006
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 13, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
May 10, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
SEMPER HOME LOANS INC
Aug 29, 2018Deed of Trust, Mortgage · Line of Credit
ENVISION BANK
Aug 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HOME LOAN AND INVESTMENT BANK FSB
Jun 4, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
HOME LOAN AND INVESTMENT BANK FSB
Oct 5, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2021 · Amount on Record
Deed SaleMay 10, 2021 · Amount on Record
Prior SaleJun 4, 2019 · Amount on Record
Deed Book / Page1791 / 187
Last Transfer DateMay 8, 2026
Transfer Doc001932-561
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTH KINGSTOWN RI
Recording DateMay 12, 2026
Property Address522 MAIN ST, WAKEFIELD, RI 02879-4006
Document Number001932-561
Book / Page1932 / 561
Instrument DateMay 8, 2026
Instrument202643786
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address522 MAIN ST, WAKEFIELD, RI 02879-4006

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address522 MAIN ST, SOUTH KINGSTOWN, RI 02879-4006
Transaction TypeMortgage
Record UpdatedJun 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001858-255
DateJun 13, 2023
Book Page1858/255
Instrument28606
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJul 1, 2048

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSOUTH KINGSTOWN RI
Recording DateMay 10, 2021
Property Address522 MAIN ST, SOUTH KINGSTOWN, RI 02879-4006
Document Number1791-187
Book / Page1791 / 187
Instrument DateMay 6, 2021
Instrument14827
Transaction TypeTransfer
Record UpdatedMay 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address522 MAIN ST, SOUTH KINGSTOWN, RI 02879-4006

Mortgage

Document Number14828
DateMay 10, 2021
Instrument14828
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address522 MAIN ST, SOUTH KINGSTOWN, RI 02879-4006
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1684-446
DateAug 29, 2018
Book Page1684/446
Lender
NameENVISION BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 1, 2043

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTH KINGSTOWN RI
Property Address522 MAIN ST, SOUTH KINGSTOWN, RI 02879-4006
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1751-779
DateAug 3, 2020
Book Page1751/779
Instrument7731
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSOUTH KINGSTOWN RI
Recording DateJun 4, 2019
Property Address522 MAIN ST, SOUTH KINGSTOWN, RI 02879-4006
Document Number1706-793
Book / Page1706 / 793
Instrument DateJun 4, 2019
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 CHESTNUT DR, EAST GREENWICH, RI 02818-2130

Mortgage

Document Number1706795
DateJun 4, 2019
Instrument1706/795
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOUTH KINGSTOWN RI
Recording DateOct 5, 2018
Property Address522 MAIN ST, SOUTH KINGSTOWN, RI 02879-4006
Document Number1688-54
Book / Page001688 / 000054
Instrument DateAug 30, 2018
Transaction TypeTransfer
Record UpdatedOct 23, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 BROAD HILL WAY SOUTH KINGSTOWN RI 028794834, SOUTH KINGSTOWN, RI 02879-4834

Tax Assessment & Valuation

Source: South Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSouth Kingstown Town
Unified School DistrictSouth Kingstown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,211.00 (-0.1%)$694,700 (+23.48%) Land $161,100 Building $533,600
2023$6,217.00 (+0.93%)$562,600 (-) Land $123,900 Building $438,700
2022$6,160.00$562,600 Land $123,900 Building $438,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims7 (1983–2021)
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER WAKEFIELD RHODE ISLAND INC
private · serves 21,225 people · EPA ID RI1615624
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
E. coli
resolved · Aug 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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