522 Main St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 522 Main St, Pecatonica, IL 61063

Property Summary

Property TypeCommercial Office
Details2,204 sqft
Lot Size0.8 acres (3,485 sqft)
OwnerCompany Name on Record
Tax Bill$2,466 (2025)
Deeds & MortgagesApr 2024 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-28-154-006

Property Details

APN / Parcel Number

Primary APN09-28-154-006
Alternative APNs
  • 928154006
  • 460B140

Interior

Building Area2,204 sqft Total Area

Exterior

Lot Area3,485 sqft (0.8 acres)

Location & Zoning

Account Number460B140
Street Address522 MAIN ST
CityPECATONICA
StateIL
Zip61063-7738
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionPLAT OF PECATONICA N41FT W88.09FT LOT007 BLOCK 017
Legal SubdivisionVILLAGE/PECATONICA
Legal Block017
Legal Lot Number007
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group1
Census Block1028
Census Tract4300

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15128 S LA GRANGE RD, 2186, ORLAND PARK, IL 60462-8507
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2024Deed of Trust, Mortgage · Commercial Mortgage
SOLUTIONS BANK
Aug 8, 2017Grant Deed, Transfer
DURAND ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2017
Deed SaleJul 31, 2017
Prior SaleSep 4, 2009 · Amount on Record
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address522 MAIN ST, PECATONICA, IL 61063-7738
Transaction TypeMortgage
Record UpdatedMay 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007641
DateApr 9, 2024
Instrument2407641
Lender
NameSOLUTIONS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateAug 8, 2017
Property Address522 MAIN ST, PECATONICA, IL 61063-7738
Document Number0001024242
Instrument DateJul 31, 2017
Instrument1024242
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanySECURITY FIRST TITLE AND ESC

Transaction

AmountAmount Recorded
Tax$94.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3731 N TROY ST CHICAGO IL 606184505, CHICAGO, IL 60618-4505

Mortgage

Document Number1024243
DateAug 8, 2017
Instrument1024243
Lender
NameDURAND ST BK
TypeBank
AddressDURAND, IL 61024-9005
Agreement
AmountAmount Recorded
Term60 Months
DueAug 7, 2022

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,466.00$34,089 (+26.69%) Land $9,026 Building $25,063$102,267 (+26.69%) Land $27,078 Building $75,189
2022$26,907 Land $7,124 Building $19,783$80,721 Land $21,372 Building $59,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200

May also be available: AaroBand.

Nearby Properties on Main St

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