522 Main St, Franklin, NY 13775 Property Records

Delaware County and Franklin Town property record for 522 Main St, Franklin, NY 13775

Property Summary

Property TypeApartments (5+ Units)
Details3,554 sqft · built 1973
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jul 2009)
Tax Bill$6,707 (2026)
Flood ZoneZone X (minimal risk)
APN123201 97.8-2-19

Property Details

APN / Parcel Number

Primary APN123201 97.8-2-19
Alternative APNs
  • 32010970080002019000
  • 06401119008

Interior

Stories2 Stories
Building Area3,554 sqft Gross Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions445 ft deep x 66 ft wide
PorchPorch
Porch Area568 sqft

Location & Zoning

Account Number06401119008
Street Address522 MAIN ST
CityFRANKLIN
StateNY
Zip13775-7719
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionDONALD HUGHES/H POST
Legal Block2
Legal Lot Number19.000
JurisdictionDELAWARE NY
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3009
Census Tract970300

Owner

Source: Delaware County and Franklin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address298 PONY FARM RD, ONEONTA, NY 13820-3533
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2009 · Amount on Record
Deed SaleJul 31, 2009 · Amount on Record
Prior SaleFeb 15, 2006 · Amount on Record
Deed Book / Page1262 / 51
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Delaware County and Franklin Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionFranklin Town
MunicipalityFranklin Village
Unified School DistrictFranklin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,707.00 (+1.24%)
2025$6,625.00 (+118.21%)$200,000 (-) Land $19,000 Building $181,000$298,507 (+13.43%) Land $28,358 Building $270,149
2023$200,000 (-) Land $19,000 Building $181,000$263,158 (+23.68%) Land $25,000 Building $238,158
2022$200,000 Land $19,000 Building $181,000$212,766 Land $20,213 Building $192,553
2021$3,036.00 (-50.55%)
2020$6,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2006–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2013 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN VILLAGE
serves 481 people · EPA ID NY1200262
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delhi Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Main St

Nearby Streets

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