522 Main Rd, Monterey, MA 01245 Property Records

Berkshire County and Monterey Town property record for 522 Main Rd, Monterey, MA 01245

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,068 sqft · built 2012
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$952,500 (Aug 2020)
Tax Bill	$10,242 (2026)
Deeds & Mortgages	Feb 2022 Refinance Aug 2020 Sale & Mortgage
APN	`M:0014 B:0000 L:113`

Property Details

APN / Parcel Number

Primary APN	`M:0014 B:0000 L:113`
Alternative APNs	`MONT M:0233 B:0019 L:0` `MTRY M:0233 B:0019 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,068 sqft Living Area
Gross Area	5,825 sqft
Basement Area	1,271 sqft
Unfinished Basement	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	139,392 sqft (3.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	522 MAIN RD
City	MONTEREY
State	MA
Zip	01245-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Jurisdiction	MONTEREY MA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2051
Census Tract	933200

Owner

522 Main Rd is owned by two individuals who bought it in August 2020.

Source: Berkshire County and Monterey Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 508, MONTEREY, MA 01245-0508
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ADAMS BANK & TRUST
Aug 14, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Prior Transfer Date	Aug 12, 2020
Prior Transfer Doc	2613-104
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY MA
Property Address	522 MAIN RD, MONTEREY, MA 01245-9717
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002760-288
Date	Feb 28, 2022
Book Page	2760/288
Instrument	269466

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY MA
Recording Date	Aug 14, 2020
Property Address	522 MAIN RD, MONTEREY, MA 01245-9717
Document Number	002613-104
Book / Page	2613 / 104
Instrument Date	Aug 12, 2020
Instrument	259281
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 MAIN RD, MONTEREY, MA 01245-9717

Mortgage

Document Number	0000259282
Date	Aug 14, 2020
Instrument	259282

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 522 Main Rd was $10,242, up 14.4% from the year before.

Source: Berkshire County and Monterey Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Monterey Town
Unified School District	Southern Berkshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,242.00 (+14.36%)	$1,418,500 (+2%) Land $143,100 Building $1,275,400	$1,559,709
2025	$8,956.00 (+5.06%)	$1,390,700 (-) Land $140,300 Building $1,250,400
2024	$8,525.00 (+26.52%)	$1,390,700 (+25.7%) Land $140,300 Building $1,250,400
2023	$6,738.00	$1,106,400 Land $140,300 Building $966,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 522 Main Rd; there have been 21 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1984–2011)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber Connect Fiber	8,500 / 8,500

May also be available: T-Mobile.

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