522 Mackey Ave, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 522 Mackey Ave, Belford, NJ 07718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1957
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Sep 2026)
Tax Bill	$9,332 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00664-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`32-00664-0000-00008`
Alternative APNs	`320066400008` `7315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Upper Floors Area	546 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	7315
Street Address	522 MACKEY AVE
City	BELFORD
State	NJ
Zip	07718-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	SUNRISE HILL
Legal Block	664
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1014
Census Tract	800800

Owner

Source: Monmouth County and Middletown Township records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 MACKEY AVE, BELFORD, NJ 07718-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jul 20, 2020	Grant Deed, Transfer · Conventional Mortgage GATEWAY MTG GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on Record
Deed Sale	Sep 3, 2026 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	202672731
Deed Book / Page	9811 / 1330
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 3, 2026
Property Address	522 MACKEY AVE, BELFORD, NJ 07718-1309
Document Number	0000072731
Book / Page	9811 / 1330
Instrument Date	Aug 19, 2026
Instrument	202672731
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	ABSTRACT TITLE, TRIDENT ABSTRACT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MACKEY AVE, BELFORD, NJ 07718-1309

Mortgage

Document Number	0000072732,
Date	Sep 3, 2026
Instrument	202672732

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 20, 2020
Property Address	522 MACKEY AVE, BELFORD, NJ 07718-1309
Document Number	0000078004
Book / Page	009428 / 001091
Instrument Date	Jul 13, 2020
Instrument	78004
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 MACKEY AVE BELFORD NJ 077181309, BELFORD, NJ 07718-1309

Mortgage

Document Number	78005
Date	Jul 20, 2020
Book Page	009428/001110
Instrument	78005

Lender

Name	GATEWAY MTG GROUP LLC
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,900 (+11.88%) Land $449,600 Building $197,300	$646,900 (+11.88%) Land $449,600 Building $197,300
2025	$9,332.00 (+10.77%)	$578,200 (+27.05%) Land $390,800 Building $187,400	$578,200 (+27.05%) Land $390,800 Building $187,400
2024	$8,425.00 (+3.48%)
2023		$455,100 Land $274,400 Building $180,700	$455,100 Land $274,400 Building $180,700
2022	$8,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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